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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,346 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    So pleased to hear the female TST is suiting you, what a relief

    £50 for Kylie cannot be turned down if you have the funds spare, nor can a ludicrously sparkly outfit for the occasion 🥂

    Congrats on the cash comp win regardless of amount 😊
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,346 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Can't turn your nose up at a free twenty quid!

    That's a shame about the Kylie prosecco, I'd read somewhere it was surprisingly decent but maybe that was less of a compliment than I took it to be 😁
  • Watty1
    Watty1 Posts: 6,793 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What a lovely catch up.  You are so winning at life.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Watty1 said:
    What a lovely catch up.  You are so winning at life.
    I am not sure I am feeling that entirely but am appreciative of what’s great in my life . There is a lot - life seems full of big dreams I am going after as I aim to get back my pre covid career back on track 

    good news on me moving my life forward  is I am doing a short workshop
    in Sept as part of my side hustle abroad on my ‘programme’ !! Yes that thing I mentioned on my very first post nearly 4 years ago. 
    I never get things done unless there are firm external deadlines so I approached the organisers and they love it - it will get me moving on the website, get the audio made into pdf again and maybe do videos as well - people on the Sept  course I can give them a discount code for the full course 

    Can't turn your nose up at a free twenty quid!

    That's a shame about the Kylie prosecco, I'd read somewhere it was surprisingly decent but maybe that was less of a compliment than I took it to be 😁
    The Kylie stuff is too sweet for me personally- I was very choosy when I was away and would only drink v nice (free) wine or champagne 
    the night on the amazing Caipairinhas at a Brazilian party (inc people dancing in the swimming pool) was super fun and my singular hangover is worth it 

    Vinted - I bought a dress that’s identical to a fav one of mine I have had for 8 years …and it’s pulled a bit at the size - and a hole appeared - new one  is the size up but stretchy  so should be fine 
    had £3.50 on acct so cost me about £5 

    I am on a declutter so gave away a spare mirror and a heater - but now neighbour gave me her air fryer !! Woohoo - wanted one but unwilling to buy as I have a multi use pressure cooker (I won) and a halogen - plus a normal oven of course 
    it is a bit dirty as was not properly washed when put away which is not great so currently soaking /scrubbing it but quite excited to have a play. 
    I  may lend it to my sister for the summer - I will be away - Her lower oven has broken and I keep saying she needs an air fryer  so she can trial my free one . She has kids so a quick cook on sausages chips etc 
    it’s quite old I think - a tower - but will google instructions 

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Debsnewbudget
    Debsnewbudget Posts: 894 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Air fryers are also great for making cheese scones - which my 7 yo grandson loves to help me with, and also cakes and muffins.
    so much more can be made than you start off thinking.
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Air fryers are also great for making cheese scones - which my 7 yo grandson loves to help me with, and also cakes and muffins.
    so much more can be made than you start off thinking.
    Is there a recipe online I assume ? Cheese gf scones sound awesome 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Debsnewbudget
    Debsnewbudget Posts: 894 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I use the Jamie Oliver recipe  sorry cannot seem to add a quick link

    https://www.jamieoliver.com/recipes/baking/air-fryer-cheddar-cheese-chive-scones/

    he did lots of air fryer recipes on a TV show last year

    but there are some others that are GF
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I use the Jamie Oliver recipe  sorry cannot seem to add a quick link

    https://www.jamieoliver.com/recipes/baking/air-fryer-cheddar-cheese-chive-scones/

    he did lots of air fryer recipes on a TV show last year

    but there are some others that are GF
    Ooh Tx !! I can just sub the flour to GF  and more liquid ! 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 30 May at 3:21PM
    Grateful recipient of £50 on the comp win ;) That is going straight into my tt chip isa

    Also I just won 4 festival tix - £92 each plus bf .. so planning to take some friends - it’s a one day in london festival .. 

    I also won a free table for four for a hip hop brunch (no food but the tix for just watching are £16 each)  - I was v motivated by my cash win to go looking for comps.

    Also checked my junk folder and I have won a runner up prize of a mixed 10 pack of ready made cocktails 

    Boots are doing an offer - it finishes today in store where due to their 3 for 2 and 2 other deals you can get 6 full size products on the future renew range / so day /night cream , day :night serum , eye cream and either face sunscreen or the wash - for £99.99 plus they have extra points 450 for over a £45 spend 
    I had also my student  discount so £85 plus the extra £4.50 points plus normal points 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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