We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Future Proofing my life: Deposit saving then MFW journey in under 13 years
Options
Comments
-
So pleased to hear the female TST is suiting you, what a relief
£50 for Kylie cannot be turned down if you have the funds spare, nor can a ludicrously sparkly outfit for the occasion 🥂
Congrats on the cash comp win regardless of amount 😊3 -
dawnybabes said:You’re just winning at life at the min, you’re enthusiasm is making me smile 😃skint_spice said:All sounds very positive, great to hear.
@beanielou Tx for popping inPennysIntoPounds said:So pleased to hear the female TST is suiting you, what a relief
£50 for Kylie cannot be turned down if you have the funds spare, nor can a ludicrously sparkly outfit for the occasion 🥂
Congrats on the cash comp win regardless of amount 😊
Kylie was fabulous - she is like 63 years of age or something - and her back catalogue is great .. plus watch the packed audience dance and singalong was great
(the Kylie Prosecco is really not good mind you - I have been spoilt ..)
We also ordered GF pizza beforehand (bit bland) and a round of drinks at 02 was £40 but the wine and pizza earlier were all on my friends so I don’t mind
I went to gym this morning and the proper body fat machine - my visceral fat is down to 5 from 6 three weeks ago (result!) -3 is now in my sights
I think having such a strong why (don’t have excess visceral fat around my organs) has meant I am happily back up eating lean and clean today til I get the rest of the crept on weight of the last 5 years .. whilst also being able to have a social life
PIP it’s quite fun waiting for the comp win to
hit my bank acct to see how much - minimum £20 so
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Can't turn your nose up at a free twenty quid!
That's a shame about the Kylie prosecco, I'd read somewhere it was surprisingly decent but maybe that was less of a compliment than I took it to be 😁4 -
What a lovely catch up. You are so winning at life.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Watty1 said:What a lovely catch up. You are so winning at life.
good news on me moving my life forward is I am doing a short workshop
in Sept as part of my side hustle abroad on my ‘programme’ !! Yes that thing I mentioned on my very first post nearly 4 years ago.
I never get things done unless there are firm external deadlines so I approached the organisers and they love it - it will get me moving on the website, get the audio made into pdf again and maybe do videos as well - people on the Sept course I can give them a discount code for the full coursePennysIntoPounds said:Can't turn your nose up at a free twenty quid!
That's a shame about the Kylie prosecco, I'd read somewhere it was surprisingly decent but maybe that was less of a compliment than I took it to be 😁
the night on the amazing Caipairinhas at a Brazilian party (inc people dancing in the swimming pool) was super fun and my singular hangover is worth it
Vinted - I bought a dress that’s identical to a fav one of mine I have had for 8 years …and it’s pulled a bit at the size - and a hole appeared - new one is the size up but stretchy so should be fine
had £3.50 on acct so cost me about £5
I am on a declutter so gave away a spare mirror and a heater - but now neighbour gave me her air fryer !! Woohoo - wanted one but unwilling to buy as I have a multi use pressure cooker (I won) and a halogen - plus a normal oven of course
it is a bit dirty as was not properly washed when put away which is not great so currently soaking /scrubbing it but quite excited to have a play.I may lend it to my sister for the summer - I will be away - Her lower oven has broken and I keep saying she needs an air fryer so she can trial my free one . She has kids so a quick cook on sausages chips etc
it’s quite old I think - a tower - but will google instructionsDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Air fryers are also great for making cheese scones - which my 7 yo grandson loves to help me with, and also cakes and muffins.
so much more can be made than you start off thinking.3 -
Debsnewbudget said:Air fryers are also great for making cheese scones - which my 7 yo grandson loves to help me with, and also cakes and muffins.
so much more can be made than you start off thinking.DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
I use the Jamie Oliver recipe sorry cannot seem to add a quick linkhttps://www.jamieoliver.com/recipes/baking/air-fryer-cheddar-cheese-chive-scones/
he did lots of air fryer recipes on a TV show last year
but there are some others that are GF3 -
Debsnewbudget said:I use the Jamie Oliver recipe sorry cannot seem to add a quick linkhttps://www.jamieoliver.com/recipes/baking/air-fryer-cheddar-cheese-chive-scones/
he did lots of air fryer recipes on a TV show last year
but there are some others that are GFDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Grateful recipient of £50 on the comp win
That is going straight into my tt chip isa
Also I just won 4 festival tix - £92 each plus bf .. so planning to take some friends - it’s a one day in london festival ..
I also won a free table for four for a hip hop brunch (no food but the tix for just watching are £16 each) - I was v motivated by my cash win to go looking for comps.
Also checked my junk folder and I have won a runner up prize of a mixed 10 pack of ready made cocktails
Boots are doing an offer - it finishes today in store where due to their 3 for 2 and 2 other deals you can get 6 full size products on the future renew range / so day /night cream , day :night serum , eye cream and either face sunscreen or the wash - for £99.99 plus they have extra points 450 for over a £45 spend
I had also my student discount so £85 plus the extra £4.50 points plus normal pointsDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards