Future Proofing my life: Deposit saving then MFW journey in under 13 years

Suffolk_lass

KajiKita said:

Suffolk_lass said:

You already know my views on the company that owes you a lot of money and I am astounded you have not taken legal action to get your money before now. You first mentioned this company in 2021, and were sticking with them because of their imminent restructure.

I didn’t know the not paying thing by that company had been going on that long. 

As an intellectual exercise and to get perspective on what’s happening here, it might be interesting to map out what they owed you then, and then what happened with invoices and payments since 2021 to current day. I suspect you will find that there is a core £##K value in there that they have sat on for the past four years. If that is enough to be the blocker to you buying what you want as a home, maybe that will motivate you to get the funds from them? Just trying to help with whatever is the ‘energetic’ block here, not have a pop at you. 

KK

Yes, it does sound like that, and I am sorry - lots happening here, it was more blunt than intended.

Queen_of_the_Hive

TallGirl said:

Glad you have at least added up the money owed hopefully this time they will pay you and you keep to not doing anymore until they pay up. Sounds like you have a fabulous and very glamourous social life. I dont know if you always have had that but I have found I am busier than ever now in my 50's. Hope you get to chill over the weekend.

Hey TallGirl, wonderful to read that you also have a busy time in your 50s.

Queen_of_the_Hive

The diabetes thing, I am also needing to get myself sorted out.. Thanks for a well overdue kick up the proverbial  . Love hearing all about your socials etc sound wonderful. Good luck with the healthy eating and exercise. I hear that consistency is the key! 

LadyWithAPlan

TallGirl said:

Glad you have at least added up the money owed hopefully this time they will pay you and you keep to not doing anymore until they pay up. Sounds like you have a fabulous and very glamourous social life. I dont know if you always have had that but I have found I am busier than ever now in my 50's. Hope you get to chill over the weekend.

I do have a very fabulous social life - always been that way - I am lucky and also I really like people Plus I am good at being fun without being a drama queen/getting trashed.  It also helps that I have been single for most my life (& child free)  so I have really devoted time and energy  into building friendships that last for decades and thus get invited to fabulous things.

To all of those wisely commenting on the invoices including  @Suffolk_lass it’s an interesting one of being part of a start up and also as KK says my energy - I have seen myself as an investor ( which I am in a small way) 

There is a core amount of money built  up  from a company transition and whilst I have had regular payments we have never ‘caught’ up - always a deal waiting to close etc and I become less of a priority - new investors etc and I am building the structures. 

I am working on my next steps on this and if I don’t get a serious payment in the next month then  l think a new approach may have to be the way /  but really don’t want to go legal  as be 3 companies to chase etc

 I am not doing any work for them at present.  It’s a big chunk of income to not be making in the pipeline but I am aware this is now unsustainable to buy a home whilst with this company at their current liquidity levels 

i am away this weekend back for a week then off for 2 weeks abroad part work part jolly. 

Then back for a month then travelling abroad for work for 2 months ( side hustle ) so my focus at moment is on building my side hustle back up to pre covid levels and beyond.
So my fabulous life continues and best thing all my travel is 100% genuinely tax deductible  

Sunday I had a tech person come and help me set up a proper recording space etc which is good. 

Lovely to enjoy the sunshine anyway and did get to EMS yesterday at least and a walk in the sun

LadyWithAPlan

Busy day working for 2 clients  (not main one) and a side hustle!
Had a meeting in Soho this morning and it was warm, flowers were out, everyone looked smiley and spring-tastic

Got some big company expense decisions to make in the next week or so.. outlay vs return projections to make.

Invested a bit more of my sipp cash into markets - been doing £400 ish over each week.   My April market losses are now -  £2k vs the -  £5k loss earlier in April ..


The tech student came over today to pick up for free from me an office chair that I had been given by my neighbour as new (they have never used it and neither had I)  It is good to have it out the house. I am feeling like there is too much stuff everywhere again, largely as space has been cleared for a video /twitch space so things have been pulled out and need to get sorted. 

LadyWithAPlan

Another sunny day in London town and work for client, EMS then big side hustle.. My friends are out having drinks this afternoon but I want to start this dropping of the excess pounds (as below) so may join and have water - though depends how much work I get done today as couple deadlines tonight.


Read that 'Living without Diabetes' book / Prof Roy Taylor - the proven science is scary! Especially his chart where he talks about most of us have 15kgs to lose - as he states that our weight at 21 years of age  is where we should aim to stay and not have fat sitting around our organs etc, he stresses how each year we averagely put on 0.5kg from just overeating a bit..  It is also fascinating learning re glucose, our pancreas and how the body keeps giving energy to where is needed.

He says most people who at risk of type 2 its not that they look obese but its proven now we all have our own personal fat set point - where we then trigger issues and the excess fat cant be contained within the walls and so we  massively increases our risks. I know I can feel mine, always when I hit 10 stone I feel huge and uncomfortable. Plus when ones parents have developed diabetes one is even more at risk and should keep eye on that subtly increasing weight

 He has a chart on current weight now and what you should lose -  In my case that be 10kg (!) as I have allowed covid/hrt/desk sitting to creep up.  I still look healthy but I can see the extra fat (I think well distributed) so I am (around some fairly busy social events coming up) determined to lose some of those pounds. The pics of the before/after of fat sitting around your organs were also motivating.

Dont read this below if you are slightly squeamish
The consequences of TYPE 2 Diabetes can be awful - there are 170 lower leg amputations a week in the UK! Plus my cousin died of the same thing 2 years ago. I was also sad to see that the drag queen Jiggy Caliente also just died of such an op in the US. So this has been a great kick up the behind for me.

His plan to lose weight rapidly is easily googleable and all proceeds of his book go to Diabetes UK charity

So I have replaced brekkie with a protein shake and yesterday my last meal was 6pm and I did not snack after in the evening. (go me) Lunch was grilled chicken and a lot of greens plus guac, salad  and edamame beans. 
I do have to work around a bday family weekend this weekend and socials but its a matter of deciding and doing.

South_coast

LadyWithAPlan said:

....there are 170 lower leg amputations a week in the UK!

A WEEK! That's insane 🤯!

LadyWithAPlan

South_coast said:

LadyWithAPlan said:

....there are 170 lower leg amputations a week in the UK!

A WEEK! That's insane 🤯!

I know! I tripled checked it  for facts - so worrying -  and to do with  diabetes complications.. Think that book is worth a read for the clear proven science aspect  of it and solution that is short and sharp .

The extra kgs on me is going - with it being in my family ...especially I need to be careful
 my lunch was grilled chicken, organic spinach, leeks,a few sugar snap peas, broccoli, cucumber, edamame, guac, onions and mushrooms. Black coffee (I notice soya milk makes me feel bloated) 

LadyWithAPlan

Had a good end of week  I did some frog eating 

Went to an immersive art dj music launch Thursday  / very mse as free bar then we popped to a local members club and I had a drink bought for me - came home on the mse night bus  & had a lovely dance ! 

Plus my long list to do of things is getting sorted 
Planning a big work trip (side hustle becoming main again) and lots of logistics to deal with - have couple people helping me where I can but main stuff is on me 

Friday I came home to see family - but first got loads work done in morning then managed at 8pm  to download and update the basic paye tools for M1 25/26 so have stated zero payment til next spring 

sun is out again - happy weekend all 

Sistergold

Hello @LadyWithAPlan, just catching up with you this morning. 🌅 enjoyed the living with diabetes talk especially and I always find your health editions motivating! 🥰. I also need to lose some kilos.  Think the rapid weight loss will be a good motivator as I will see the results quickly. You are right most of us can feel when we exceed our fat set point, it’s such a fine line. Science behind it all is very interesting. Will be with you on this weight loss journey.