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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • WOW that's all. Go you standing up to them though and I hope you get a good result! 
    What a bleeding cheek....!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • skint_spice
    skint_spice Posts: 13,406 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love the sound of a house grid, I must get working on this as the visualisation might help me focus.
    Have you any idea where you and MWAP will go?
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Watty1
    Watty1 Posts: 6,793 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nice plans for the trip away and so much less stressful to be focused on the company than the destination. There is time for that in the future :)

    My ears perked up at the idea of a MB app.    I've only dabbled lightly with MB.

    My pretend bets at Cheltenham did very well :)  I don't actually bet as i think that could be addictive but I have fun picking out horses and watching or listening to the odd race.  MB is of course different so allowable!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • South_coast
    South_coast Posts: 5,865 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I don't think my brain is up to MB, so I just did a normal bet on the Gold Cup. Won £8 (or lost £12, depending on how you look at it 😀🤣)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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