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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,369 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 20 March 2024 at 10:17PM
    I have absolute faith you'll just smash it all day Thursday and be in decent mental and practical organised order for Friday morning
  • KajiKita
    KajiKita Posts: 7,673 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Glad the trip went well and you have come back feeling rested 😊

    I very hear you on the challenge of getting stuff done when there is an ‘other’ in the mix who wants your time … but overall, I find it worth it! 😉😊❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wahoo the trip went well, that is great.   And a lot to do means it is a struggle to fit the dating in.  I find that too but overall so worth it.


    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • I don't know where you get the energy for all you do! An inspiration for sure...
    So pleased the trip went well for you both :smiley: 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great that your trip went so well, here’s to many more!
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Watty1
    Watty1 Posts: 6,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have never actually been to iceland - have just googled the cauli rice.  Wow what a find
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Humdinger1
    Humdinger1 Posts: 2,295 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Welcome back to Blighty LWAP! Glad it all went so well.  If you're with the right person it's magic...I'm on my second marriage and it's fab.  There are good people out there love Humdinger xx
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