Future Proofing my life: Deposit saving then MFW journey in under 13 years

TallGirl

So frustrating but as I said before the EA does not work for you he works for the otherside so he is trying to get as much money out of you as he can as that also helps his commision. Unfortunately if there is no sale he gets nothing so sounds like he is having to work for his money which he obviously does not like. Just ignore him and stay strong. He has to pass on an offer or he is breaking the code (there are at least two regulators) but as you say do not go too heavy right now. As for the shared garden yes sounds normal for London would not be something I could consider but that is why I left London as I had other priorities. I do hope things move forward soon.

Sewing course sounds fab glad you enjoyed it you will be sewing in no time just be careful not to buy to much fabric without having a specific project in mind it is easy to get clutter that way. 

LadyWithAPlan

@Watty1 when you get to led mask buying time remind me and I will hunt on T*Mu as prices always change and they may have the NIR ones back on there by then.

@TallGirl  tx for the EA advice 

EA watch - like Springwatch as you see them emerge into the daylight hunting for witless buyers (when did I get so cynical)
Yes I think I may be this  JKNW EA's only possible catch - possibly a slipperly bass (hopefully not a catfish) -  I wasnt even going to put an offer in cos of high listing price and he called me a week after to say 'what would you pay'  so my unspoken attitude  is 'dont play with the the big girls til you ready to do a realistic deal '... 
Hasn't he dealt with single women  who are good at maths/business  before? I have been way more polite than I would have been when I was actively in the City as you have to play hard ball there to survive especially when I was in it.
I will walk away if I have to. 

2nd EA just called as Tuesday  I saw a 2 bed - bigger  layout with bigger  nice (no JKNW) shared garden on same road  - but first floor so you have to walk outside house to go into garden..  big rooms, high ceilings, on for £515k less nice features, unusual lay out  - I said not worth it  more like £450k max so he suggested  i put offer in as just gone on mkt as tenant moved out.. see what owner thinks...
I may do so if first EA says no again..
I prefer the JKNW one as less work and nice to have garden outside kitchen BUT advantages to being on top floor and having light and more privacy.. It needs more work 

I guess this stamp duty change for landlords means they less likely to buy new ones ?

TallGirl said:

Sewing course sounds fab glad you enjoyed it you will be sewing in no time just be careful not to buy to much fabric without having a specific project in mind it is easy to get clutter that way. 

Sewing clutter argh - I already have some - 3 dresses I may try to repurpose, couple items to mend/alter, 3 dresses I want to make a pattern from as beyond wearing now, some fabric from a half attempt and left at my parents. now with me ... some excess fabric from my mum I want to use somehow...
I will be careful !  Plus I need to get my sewing machine and dummy from my parents

IMPORTANT  3 TO DO's re house buying
I have various paperwork that needs pulling out if I buy
I need to get on my one hour a day prep for moving - so declutter/vinted - will be next week now
I am aware I am spending time - so much - on flat hunting whereas I would be better to actually increase my income! So I do want to look for more work/a new client/side hustle work

Food
Just defrosted  YS turkey mince and  making a chermoula spice turkey veg rice dish in my pressure cooker. I am trying to empty freezer a bit though if i move the clothes will be far more of an issue
Fried the turkey in the pressure cooker with garlic, added some HM Chicken stock from freezer, lots of end of vegs inc kale, mushrooms, a sad green pepper, red onion, some ginger and chilli plus a bit of red pesto sauce, tomato puree, left over salsa
I have some odd bags of white rice from Hell Fr4sh - I like brown rice - so I added a bag of the white rice  in as well  and some rich balsamic vinegar (vinegar shown to lower GI of carbs when you eat apparently according to Dr Berg and good for taste) 


College this afternoon  - 

debtfreewannabe321

South_coast said:

LadyWithAPlan said:

- my skin looks like elves or Barbie fairy princesses gently rub my skin with rose petals each night 

Well I'm sold 🤣!

ME TOO!!!
Thank you LaPlan, I will have a look on t*mu and see if I can find the one you are using! 

Humdinger1

LaPlan, I think the EA is legally obliged to pass on all offers...

LadyWithAPlan

NSD 1!! Finally managed to have one .. 1/3  yesterday  
EDIT 0/13 NOPE . I forgot I bought a snickers bar out of a machine at college … between classes and doing some paid work 
I did take coffee in a flask on but no snacks .. there was a tube ride there and back but not counting that 
I did manage to not go to the big Tesc* which was good as I am away this weekend with family 

Tom Venuto - is a brilliant weight training coach - being doing it for decades and has written this amazing blog on the power of consistency - it applies just as much to our spending  saving habits as it does living a fit lean and  healthy lifestyle 
I thought I would copy it below as it’s so great especially when one falls off the MSe wagon - you are only one meal away from being back on track with your plan .. 


How to harness the power of habit, and how to maintain weight loss were subjects of two recent Burn the Fat newsletters.

Today I'm here to talk about a closely related topic: Consistency. 

It's related because if you consistency repeat a behavior enough times, it will turn into habit.

Once you have good habits, you're more likely to maintain your results. 

But how do you become consistent?  

So many people struggle to stay consistent with nutrition, training, or both... they repeatedly start, stop, start, stop without getting any momentum or pulling together any kind of extended streak.

I recently surveyed our group members who have been consistent for at least a year, or even many years. 

I've also interviewed hundreds of people who not only transformed their body and health in a Burn the Fat challenge, but maintained their results. 

And I've made a study of this subject myself for decades, scouring the psychology and behavior literature for clues. 

The combination of these sources has lead me to this list about how to be a consistency champion

1. Know your reason why: What is the most emotionally powerful reason you absolutely must get healthy and fit and maintain it for life?

2. Focus on lifestyle change:  Avoid quick fixes. Understand that anything you do that's temporary will not guarantee permanent results.

3. Make it sustainable: Choose your own program that's realistic enough that you know you can follow it for the long haul.

4. Realize it's not just about numbers:  Focusing on performance, fitness, energy, and health can keep many people on the path when aesthetics alone can't. Focus on non-scale victories.

5. Make health your highest value: Health as a motivator can be paradoxical because it may not motivate everyone if they don't have any current health problems. Some people won't change until they have a brush with death. But when someone puts a high value on being healthy now and maintaining health, mobility, strength, and independence into old age, it can be a tremendous motivator to stay consistent so they stay healthy. 

6. Be flexible: Avoid all or none thinking. Avoid dichotomizing foods into good and bad. Allow yourself to work in your favorite foods occasionally in reasonable amounts. Be flexible with training schedules too: miss a morning workout, make it up later in the day. Miss one of your four weekly lifting sessions, make it up on one of the other three days.

7. Build good habits. Learn how habits work. Don't depend only on willpower. Understand how willpower can fail you.

8. Schedule everything: Put your training plan in writing including a calendar with time, date, and place and make it a habit. Put your meal plan in writing, including the time of each meal. Tape it to your fridge.

9. Develop contingency plans. Anticipate what might go wrong. Create a plan in advance for what you'll do if it does happen, so you're prepared and not blindsided. "If X happens, then I will do Y."

10. Practice self-compassion: Forgive yourself if you have a slip up. Don't beat yourself up. Recognize that you're only human and it happens to everyone.

11. Be self motivated. Intrinsic motivation is the most powerful kind. External motivation is fine, but never depend on it exclusively because it may not last.

12. Be resilient: Get back on track FAST after a slipping. Know that you're only one meal away from being back on track; you're only one workout away from being back on tracy

13. Have fun: Find a type of exercise or movement that you enjoy. 

14. Look back at the negative: Remind yourself what being unfit was like. Vehemently refuse to ever go back to where you started. 

15. Look back at the positive: Look at where you started then appreciate and celebrate how far you've come. 

16. Get a support system: get one or more accountability parters, or better yet, join a group of like minded people

How many of these keys to consistency do you currently practice? If you practice a lot of them, I bet you're consistent and you're maintaining, or you're making progress and you will maintain. 

If you've been falling short in these areas, there's a good chance you are not as consistent as you want to be. Fortunately, you now know what to do to become a consistent person.

Train hard and expect success!

Tom Venuto,
Founder, Burn the Fat Inner Circle
Author, Burn the Fat, Feed the Muscle

South_coast

LadyWithAPlan said:

....you're only one workout away from being back on tracy

Lucky Tracy 😳🤣!

Very true though 👍

SuperSecretSquirrel

Or unlucky her if it's always one workout away...

beanielou

Poor Tracey!! 

Sistergold

LadyWithAPlan said:

Tom Venuto - is a brilliant weight training coach - being doing it for decades and has written this amazing blog on the power of consistency - it applies just as much to our spending  saving habits as it does living a fit lean and  healthy lifestyle 
I thought I would copy it below as it’s so great especially when one falls off the MSe wagon - you are only one meal away from being back on track with your plan .. 


How to harness the power of habit, and how to maintain weight loss were subjects of two recent Burn the Fat newsletters.

Today I'm here to talk about a closely related topic: Consistency. 

It's related because if you consistency repeat a behavior enough times, it will turn into habit.

Once you have good habits, you're more likely to maintain your results. 

But how do you become consistent?  

So many people struggle to stay consistent with nutrition, training, or both... they repeatedly start, stop, start, stop without getting any momentum or pulling together any kind of extended streak.

I recently surveyed our group members who have been consistent for at least a year, or even many years. 

I've also interviewed hundreds of people who not only transformed their body and health in a Burn the Fat challenge, but maintained their results. 

And I've made a study of this subject myself for decades, scouring the psychology and behavior literature for clues. 

The combination of these sources has lead me to this list about how to be a consistency champion

1. Know your reason why: What is the most emotionally powerful reason you absolutely must get healthy and fit and maintain it for life?

2. Focus on lifestyle change:  Avoid quick fixes. Understand that anything you do that's temporary will not guarantee permanent results.

3. Make it sustainable: Choose your own program that's realistic enough that you know you can follow it for the long haul.

4. Realize it's not just about numbers:  Focusing on performance, fitness, energy, and health can keep many people on the path when aesthetics alone can't. Focus on non-scale victories.

5. Make health your highest value: Health as a motivator can be paradoxical because it may not motivate everyone if they don't have any current health problems. Some people won't change until they have a brush with death. But when someone puts a high value on being healthy now and maintaining health, mobility, strength, and independence into old age, it can be a tremendous motivator to stay consistent so they stay healthy. 

6. Be flexible: Avoid all or none thinking. Avoid dichotomizing foods into good and bad. Allow yourself to work in your favorite foods occasionally in reasonable amounts. Be flexible with training schedules too: miss a morning workout, make it up later in the day. Miss one of your four weekly lifting sessions, make it up on one of the other three days.

7. Build good habits. Learn how habits work. Don't depend only on willpower. Understand how willpower can fail you.

8. Schedule everything: Put your training plan in writing including a calendar with time, date, and place and make it a habit. Put your meal plan in writing, including the time of each meal. Tape it to your fridge.

9. Develop contingency plans. Anticipate what might go wrong. Create a plan in advance for what you'll do if it does happen, so you're prepared and not blindsided. "If X happens, then I will do Y."

10. Practice self-compassion: Forgive yourself if you have a slip up. Don't beat yourself up. Recognize that you're only human and it happens to everyone.

11. Be self motivated. Intrinsic motivation is the most powerful kind. External motivation is fine, but never depend on it exclusively because it may not last.

12. Be resilient: Get back on track FAST after a slipping. Know that you're only one meal away from being back on track; you're only one workout away from being back on tracy

13. Have fun: Find a type of exercise or movement that you enjoy. 

14. Look back at the negative: Remind yourself what being unfit was like. Vehemently refuse to ever go back to where you started. 

15. Look back at the positive: Look at where you started then appreciate and celebrate how far you've come. 

16. Get a support system: get one or more accountability parters, or better yet, join a group of like minded people

How many of these keys to consistency do you currently practice? If you practice a lot of them, I bet you're consistent and you're maintaining, or you're making progress and you will maintain. 

If you've been falling short in these areas, there's a good chance you are not as consistent as you want to be. Fortunately, you now know what to do to become a consistent person.

Train hard and expect success!

Tom Venuto,
Founder, Burn the Fat Inner Circle
Author, Burn the Fat, Feed the Muscle

Thanks @LPlan very motivating. I have picked on consistency and health as a motivator as i get older. 

SandyShores

I really like this too, I definitely agree that consistency makes the difference.  Despite not losing weight this year I can feel that my body shape has changed for the better - I managed to get through the winter without injuring myself or crying off going out to exercise because of the rain (it doesn't take much to put me off).  I'll be referring to this going forward.