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The Best View Comes After the Hardest Climb.

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  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks all. 

    Am still debating.

    The vets cost 70 quid today. I have rearranged my money. 

    I took 2000 out of my savings 

    1000 = Pets (vets, supplies) 

    1000= Fun (in case any of my friends want to do stuff) also shopping sprees. as in for clothes. 

    I am paying back 50 quid a month to them (100 in total) 

    I am paying 200 to the ISA, 250 to the other account. It is 50 less than before. 

    31 pound for Christmas 

    55 to the savings bonds. 

    In theory this should leave me with plenty of money (!) to pay for something like private health care. However paying back the 50 quid isn't going to cover my savings or build them back up. 

    It is.........I mean it isn't hard, I am very privileged to have these savings. I really need better control over my spending. I must sort out spending to fix my feelings. I could  make much better progress really. 






    Nevertheless she persisted.
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Reading what you've said I thought three things

    You need to move out
    You need to change your GP practice 
    You need to improve your sleep

    It is no wonder you're tired, teaching full time and a carer as well. It would be odd if you weren't tired.
  • I guess it would but lots of people have children and do the job? 

    I am on my second GP practice. I left the first one cos they yelled my personal details across a crowded waiting room. And you could only make appointments on the day for that day. 

    The next surgery was really good once, but post covid now has the same ring at 8 for same day appointment. As do all the ones round here. I will need to sort it in half term. 

    Sleep I can work on. Have ordered magnesium spray. used it before, it helped. 

    need bed now. XXX 
    Nevertheless she persisted.
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I've just quit, Buffy. Taught with three kids but it consumed my life and my soul.

    Even as a child free 20 something in the 90s end of term exhaustion was real. 
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Just a thought……are you in HSA or anything that would pay towards a consultation…..or one of the perks offered by union membership?
    January spends - £587.58
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Buffy
    If you are unhappy with your GP practice then absolutely find a different GP.  However I would suggest trying another NHS one first if you can - the private ones are not necessarily better.  (I would be particularly wary of any that don't have clear routes for sorting any physical examinations you need, or that promote unjustified investigations like 'body MOT' or 'whole body scans'.) 
    However, tbh I think anyone you see will suggest that it's your living situation that is the most likely cause of your stress and sleep issues - as @Alchemilla just said, it would be odd if you weren't tired.  And those will be worsening any other issues, so need to be addressed regardless of whether it is making you ill by itself, or making you more ill by worsening a medical condition. 
    Have you considered counselling, so that you can have some help thinking through strategies for dealing with your mum and what you want in the longer term?
    Hope your week gets better
    RB xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Willowtree222
    Willowtree222 Posts: 8,201 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    milann said:
    Just a thought……are you in HSA or anything that would pay towards a consultation…..or one of the perks offered by union membership?
    Do the unions offer this? I don’t even know half of what they do! I’ve only just found out they have legal cover!
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Willow tree……..I’ve got vague recollections of the union offering something but I’m not 100% - would be worth looking into. 
    January spends - £587.58
  • Willowtree222
    Willowtree222 Posts: 8,201 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    milann said:
    Willow tree……..I’ve got vague recollections of the union offering something but I’m not 100% - would be worth looking into. 
    They have offers and special discounts on some features but not private healthcare. That’s just my union anyway! Could be different in others x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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