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Three years to get debt free

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Comments

  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Oh no 🤦🏽‍♀️, fingers crossed it’s only the sealant. 
  • Parkyp said:
    Oh no 🤦🏽‍♀️, fingers crossed it’s only the sealant. 
    I’m pretty confident it is. I’ve got some coming tomorrow so will do it all tomorrow and then check x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,115 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hopefully you can fix it. What a blooming pain though.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Hopefully you can fix it. What a blooming pain though.
    I think I can. I’ll let you know later on in the week! 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Not sure what has happened over the last week with me but I’m really feeling like I’ve come to terms with so much.

    I’ve long since had hope that my ex would realise that although he thinks he put more in, there was a lot I put in at the beginning and I’d wake up one Morning to find money added to my account. Also that he’d look up what they suggest he pays and he increases my payment. Not for me, I know I don’t deserve anything from him, but because it would benefit DD.

    This week he asked me to let him know if I needed anything. I told him I’d leave it to him to think of anything he could, but if I needed anything specifically, I’d let him know. 

    Having done that I’ve realised he is who he is. This isn’t a berating post, it’s finally hit home that underneath he’s still who he is and I will never change that. He doesn’t see the world the way I do. Please don’t think this is me having a go. It’s not as nothing has changed with him, it’s me that’s given up the hope I had. 

    It sounds negative but it’s not meant to. I haven’t given up on life or other hope. I’m just walking away from that. I’ve dedicated time in believing in someone and that they will change. I feel like a pressure has gone from my shoulders with it as it’s allowing me to put hope and focus elsewhere. 

    I’ve spent tonight writing in a journal planner specifically for finances. I’ve broken down everything and for once I’ve not even contemplated anything extra from anyone other than myself. Every other year, I’ve added a Hope column. 

    I think I’ve turned a corner. 

    I got some treats today as cheer ups. Some cheesy Doritos and chocolate were dropped off! That made me smile. 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • CL21
    CL21 Posts: 253 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Well done @Willowtree222 - a mindset change like that is such a massive hurdle and very mentally freeing. 

    Onwards and upwards x
    Credit Card 1 - £6249.99 £4,900
    Credit Card 2 - £13,481.47 £12,985

    Total debt - £19,731.46 £17,885

    Emergency fund £930
  • CL21 said:
    Well done @Willowtree222 - a mindset change like that is such a massive hurdle and very mentally freeing. 

    Onwards and upwards x
    Yes, this is what I meant. It is mentally freeing. It's like a door has closed on that part of my life. There was a trigger but I will write about that later. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Evening all, the things to fix the shower have arrived tonight, I’ll fix it tomorrow after work. 

    I contemplated sharing the trigger but think it’s something that has really made me think. My friend dropped off some chocolate again yesterday. I’ve been helping him through some things and although I’ve not expected anything in return, I was surprised to find he’d been shopping yesterday to buy me a Christmas present. At several points he’s brought clothes and gifts for me and I’ve always thanked him but also said he really didn’t need to and save his money as I value time more than anything. It’s what he said next that really made me think. He said that the point of money in his view is to use it for good. What’s the point in having it if he can’t use it to make people smile. An unselfish view on his money. Someone willing to spend money on me for no other reason other than to make me smile. No hidden agenda, no trying to prove something, no conditions to it. He already has a house, a car, a job, stability, He doesn’t need or want anything from me. 

    I’m used to people spending money on themselves, sharing pictures of the thousands they’ve spent on themselves but never being offered anything without a hidden agenda or selfish reason behind it. 

    It’s time to shut the door on that part now. People who truly care will do things without selfish reasons for no other reason than to make life a little better for the other person.

    Anyway, I’m off to enjoy the chocolate! 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • I couldn’t resist at least starting the shower. I’ve found where is wet behind the silicone so at least know which part is leaking. I’ve cleared it all off anyway and will do it tomorrow with a lot of focus in particular on this area. 

    Here’s hoping I manage to capture where it was leaking. 🤞🏻Everyone! 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Yeh, slam that door shut. 🤣
    Enjoy your new friendship, he sounds a lovely caring genuine guy who is obviously fond of you and dd.

    Fingers crossed the leak is solved with the silicone. Enjoy your chocolate x
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