Three years to get debt free

Parkyp

Morning,
Good to hear you got childcare tax sorted, such a shame that this information isn’t freely available and you missed out. 

I got some clothes yesterday with 25% Off  such a good discount. I liked a jumper but didn’t have my size but I just bought the bigger size so I can get it at reduced price, hopefully within the next 28 days the smaller size will be in stock and I can exchange it if not I will return and getting my money back. 

I was with one of the electric/gas suppliers who went out of business, Just waiting to find out the new cost, hoping it won’t be too much more. 

Have a nice day x

Willowtree222

Parkyp said:

Morning,
Good to hear you got childcare tax sorted, such a shame that this information isn’t freely available and you missed out. 

I got some clothes yesterday with 25% Off  such a good discount. I liked a jumper but didn’t have my size but I just bought the bigger size so I can get it at reduced price, hopefully within the next 28 days the smaller size will be in stock and I can exchange it if not I will return and getting my money back. 

I was with one of the electric/gas suppliers who went out of business, Just waiting to find out the new cost, hoping it won’t be too much more. 

Have a nice day x

Ah no, hopefully it’s not much more. I wasn’t aware any had gone but haven’t watched the news at all this week x

Willowtree222

I did the returning and buying thing this morning. It was worth it. There was only 1 item not in stock in my size but the rest were there and now I’ve got them at the cheaper price. 

Off to a party this afternoon. I’m really looking forward to it x

Willowtree222

Still waiting on three payments now from the selling site. The bike ends tomorrow 

one item is just over £100. Offers have been made all week and eventually I got a message saying, this is all I can afford with an offer. I accepted and now they’ve not even paid! Annoying when it’s had so much time and effort put into it. 

The other is the DVDs. I’ve spent ages trying to sort that for a 99p sale and now I’ve got the postage sorted, not paid again. Was not worth the hours putting in to sort postage and try to arrange. If they don’t sell this time, I’m taking them to work. I’m sure we can use them there. 

Whilst in the shop, I got reduced boxes of chocolate for DD’s teachers at Christmas. They were Clubcard price so half price. I’ll put them away in my Christmas present drawers. I’ve seen a present for my friend too but will hold out buying that. 

Starting to really get Christmas ready now with what I’m buying. Just the bits and pieces, but it’s getting there. 

stymied

I haven’t tried it myself but did you try entering the barcodes of the DVDs on musicmagpie to see if there’s enough for the £5 minimum? Could you get DD to do it?

Willowtree222

stymied said:

I haven’t tried it myself but did you try entering the barcodes of the DVDs on musicmagpie to see if there’s enough for the £5 minimum? Could you get DD to do it?

Yes, these are the ones I’ve got left x

Willowtree222

Morning,

Party was lovely and the usual chilled out time. It’s a place I can relax and DD loves it so we had a lot of fun. Got home just after 8pm which isn’t too late except DD was under the impression it was late late and asked me this morning not to stay out so late on a school night! When I explained she was in bed earlier than when she had clubs, she looked surprised.

Bike ends today. It has a bid on it and I’m sure it will sell and be paid for unlike the other things I’ve got on there at the minute.

Bank is looking low but it’s because they have taken the money for the clothes shop and the refund doesn’t show immediately. Stupid really as it’s quick to leave your account but never goes back as quick. By Friday, I will have an awareness of how much is left over.

I’ve started my Christmas shopping so feeling a lot better about that. It’s only bits and pieces. 

Hoping to get some more tutoring in as my business account needs it! We will see though. 

X

Willowtree222

I got paid the first £100 for the shoes. That will be in my account tomorrow. 

The bike sold and the guy has been in touch already so that’s all going through okay. He’s sorting collection out.

the £71 refund is also showing as pending. I have £84 due on Saturday too. Most bills come out Friday.

cleaned rabbits out tonight and then DD was at football. Just got into bed and I’m relaxing after not sleeping well last night. 

Have a lovely evening x

Willowtree222

Heya,

just sat down from 7am this morning. Running around at work followed by picking up DD. Then I had some things to drop and pick up from various places, stuff to prep as well as her reading and spellings. 

I sorted the DVD thing. She paid today and I’ve been and posted it tonight. Tried to collect a parcel but it’s not there and prepped some letter sending. I’ve taken a picture of documents to email to someone to get myself sorted. It was so hard communicating with her. She didn’t get it at all and was trying to pay the old thing that was cancelled. Her messages were so abrupt and text talk I really struggled to decipher some of it. I lost out in the end but I’m just glad I now have the space. 

My friend is asking for me to help sell some bits and I’ve agreed. After this week, I think I’ll get him to do it 😂

I need to make DD her sandwiches which I’ve forgotten to do 🤦🏼‍♀️. It’s hard now as I’ve sat down, but I need to find the energy.

DD had an accident last night in bed so I’ve washed, dried and changed her bedding now too. She woke me up just after 4am. It’s not like her at all. She said she was dreaming she was on the toilet bless her. I just put her in the spare room and took the bedding off this morning. 

Is it the weekend yet? 😂 it feels like it with all this running round.

Tomorrow DD has three clubs. I’m not looking forward to that running round but it’s what she’s asked to do. Thankfully her match on Saturday is at home so not far to drive at all. 

I’m still not sure what to do with the childminder. She’s offered to reduce but then there’s no guarantee of a place if I need it to cover my mums holidays or illness. I’m now saving £120 with the reduction and tax free but could be saving over £200. It’s a tough one. X

Willowtree222

Lovely surprise today when I logged into an account. I’ve overpaid by accident and it is £323 that I can now get back that I didn’t know about. It’s going straight off the loan! 

It’s nice to still have money at this time of the month. I’m still 16 days from payday but only overpaying a little bit means I’m not panicking amount how much money is coming out.

I’m being really sensible which isn’t like me 😂

x