Tesco Clubcard Pay Bank Account

WillPS

Deleted_User said:

I have a full legacy tesco current account, although the perks are the exact same as this new scheme, there is one additional benefit to the current account that that clubcard pay account lacks.

If you have a legacy current account, so long as you qualified for the offline debit card when you applied you can use it at pay at pump, whereas clubcard pay is an online authorisation card, meaning that if you want to do your petrol spend on it you have to go to the counter to pay.

According to colsten on the previous page, Pay at Pump worked as expected - Tesco Clubcard Pay Bank Account - Page 3 — MoneySavingExpert Forum

colsten

Deleted_User said:

If you have a legacy current account, so long as you qualified for the offline debit card when you applied you can use it at pay at pump, whereas clubcard pay is an online authorisation card, meaning that if you want to do your petrol spend on it you have to go to the counter to pay.

I think it might depend on the pump - the one I regularly used has recently been upgraded to "card only" and I used it with the Clubcard Pay card, no problem. Authorised for up to £99, although it only took £1 off my Clubcard Pay balance.

It's terribly inconvenient for me that they have upgraded pumps to "card only" because I now need to remember to take a physical card as I can't pay with Tesco Pay+ or ApplePay. I might just move to Esso who let me pay by app.

RetSol

I have just activated a Clubcard Pay card and now, in order to set it up fully, need to make a chip and pin transaction.  Anyone know whether changing the PIN at an ATM will do the trick for this purpose or do I have to actually shop?! 

colsten

The only reason you need to make a chip & PIN transaction is if you want to use the card contactless. If you have activated it in your app, you can make online, Curve, Apple/GooglePay, and Tesco Pay+ purchase straight away. Oh, and Pay at Pump, too.

WillPS

Can confirm, I've not yet used my Clubcard Pay card in person at all, and it functions just fine for online transactions.

RetSol

The only reason you need to make a chip & PIN transaction is if you want to use the card contactless. 

Correct.  Just read the bumpf more closely.... 

MSE_Petar

Hi all, we've just published a story on this topic, which you can find below.

Read the full story:
'Tesco Bank trials new debit card that gives you extra Clubcard points during the first three months - and budgeting help'

Click reply below to discuss. If you haven’t already, join the forum to reply.

spingoblin

Does this account have a sort code/account number attached to it like a real bank account? (Albeit stunted somewhat without DD/SO's and cannot pay wages in) OR is it simply a prepaid card like Virgin Money used to do?

colsten

Yes it has a normal sort code and account number, which you can use to make top-ups from external accounts. You can also make Faster Payments from the account. A useful feature if you want to empty the account, for instance.

It just lacks SOs and DDs. Though you can set up a payment for a future date, so a sort of pseudo-SO. Not sure why anyone would want to use that though.

Fingerbobs

Can you top it up using a Debit Card?