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Seasidegal's Scrimpy Retirement Diary!

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  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a brilliant weight loss this week, and great stats update too!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Seasidegal58
    Seasidegal58 Posts: 6,043 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you @Sarahwithlove - I'm sorry that Mounjaro didn't agree with you. It has been a wonderful help to me with weight loss. Have you looked into Wegovy as an alternative?  It has a record of a slightly less weight loss percentage than Mounjaro, but still has had amazing results. And I don't think the price will be hiking up unlike Mounjaro if you purchase it privately. 

    Thank you so much @jwil!❤️

    This morning was nail day (I chose a rather lovely very pale pink which I really like!). 
    In the afternoon I went up to London for my hair appointment and got back home early evening. Have been watching a few Youtube channels that I follow this evening and read a bit more Poldark. 
    Tomorrow is Pilates and gym day, then lunch at a local Turkish restaurant with a friend I used to work with. I'm looking forward to this as they offer a reasonably priced two course lunch menu and I love Turkish food as its always so tasty and has plenty of healthy choices. 😋

    SCRIMPY MSE THINGS
    Spends today were my nails, fare to London and a tip for the stylist. The price of the wash and styling was already thrown in for free from my last appointment so nothing to pay today. I also received payment today from Vinted for a white linen shirt I sold because it drowned me!

    WEIGHT
    Not much of an appetite today which I find often happens on a Wednesday two days after my jab on Mondays. I had a bowl of frozen raspberries, yoghurt, smoked almonds and maple syrup for lunch and scrambled egg on toast with cherry tomatoes this evening. Plus my usual cafetière of coffee with oat milk and collagen. 



    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sarahwithlove
    Sarahwithlove Posts: 3,386 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Thank you @Sarahwithlove - I'm sorry that Mounjaro didn't agree with you. It has been a wonderful help to me with weight loss. Have you looked into Wegovy as an alternative?  It has a record of a slightly less weight loss percentage than Mounjaro, but still has had amazing results. And I don't think the price will be hiking up unlike Mounjaro if you purchase it privately.


    Thank you I have considered it yes. But the side effects i had are apparently common on both. I think it's something I will look at once my budget is a bit more settled. I know alot of people have been successful on both. 

    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • beanielou
    beanielou Posts: 95,780 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fantastic weight loss.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Fantastic weight loss and it sounds like a good plan in place for when you come off them. 
    Sounds as if you’ve had a lovely summer. Good to hear from you again 👍
    January spends - £587.58
  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The meals out sound lovely.
    Pleased you managed to get extra jabs at old cost 👍 Your weight loss is amazing. 👏👏👏
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,043 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks so much @milann!😀

    I had a really delicious roast lunch with my friends yesterday. The weather has been gorgeous in Seasideville and lots of folk were out and about enjoying the weather and the Bank Holiday weekend.   My pals went home about half four and I just relaxed in the evening - read and caught up with some YouTube.

    Today I had a quiet Bank Holiday Monday. I started to tidy one of my shelves in the kitchen that holds my condiments, nuts, seeds etc and ended up sorting out the whole of the cupboard and the one adjoining. So the cupboards have been cleaned, all my sauces, spices, vinegars, oils, and cooking aids have been sorted, some have been discarded and a list of replacements drawn up.  Also popped out to post some birthday cards and return the other pair of Simply B boots that didn't fit to the Evri parcel place. 

    SCRIMPY MSE THINGS
    Not a lot spent - my friends insisted on paying for my lunch as thanks for the donated side tables. On the way back from the restaurant we decided to stop for a coffee at one of the places serving the nicest coffee. So I bought the coffees for us as I didn't have to pay for lunch 
    I also bought cinema tickets today as my friend and I are off to see 'The Roses' later in the week. 
    I've had a look at my current Vinted listings today. They are all summer bits and I really want to clear them before the new season sets in and I don't really want to pack them away again for next summer as I haven't exactly got lots of room when I pack away my seasonal stuff as it lives in vacuum bags in suitcases under the bed!
    So I dropped the prices a bit and sold a pair of jeans, a top and a pair of shoes within the hour!  I've had an offer made on a beach bag too which I've accepted but they've not come back to me as yet. That leaves three tops plus a pair of summer cargo trousers that I've never worn and don't know why I bought as I've never been that keen on cargo trousers!  
    So far then today I made £37.50. 

    WEIGHT
    Weigh in day tomorrow. I've checked my calories on Nutracheck for the week and they've averaged out at 1225 per day. I've had to guesstimate my three meals out this week but hopefully worked it out pretty accurately. 




    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,780 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on the Vinted sales. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,043 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks @beanielou!😀

    Another slow day today. - I did my zoom Pilates this morning, but no gym till later on in the week as my PT is away on holiday. I took my Vinted parcels to be sent off and then walked down to the greengrocers and bought Discovery apples (yum!), satsumas and tomatoes. Then picked up some more yoghurt from Tesco. 
    Cleaned and sorted out my other pantry cupboard that holds tin, packets, pasta, rice etc so that's all nice and neat now. 
    Tomorrow I'm off to catch the bus to town to take back the Next boots I didn't like and I'll have a mooch about too.  In the afternoon I've got my monthly pedicure appointment   

    SCRIMPY MSE THINGS
    Only spends today were my Pilates payment and the food bits. 

    I've got a 20% discount voucher that M&S sent me to as a Sparks holder to apologise for all the recent cyber kerfuffle. I can only use it in store and it's valid till the end of the week. When I visit town tomorrow I want to have a look to see if they have any autumnal jackets that I might like but I don't want to use it just for the sake of spending. 

    WEIGHT
    I lost 2.6lbs on weigh in today which is great as I've eaten out for lunch three times last week!😀
    My appetite hasn't been great today though. I had a small bowl of chilli for lunch that had to be finished off and felt quite full and rather bloated afterwards. I was going to have salmon and rice for dinner but in the end had yoghurt, fruit and nuts and that's done me for today!

    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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