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Sorry to hear about your dad.
Remember to take care of you too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Sorry to hear all this. Hope your dad recovers quickly.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Sounds like you came back to normal life with a bump. Hope the child minding goes well and your dad recovers quicklyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Oh goodness that’s a traumatic few days - hope things feel a bit more on an even keel for you soon. Lovely that you’re starting to get back some former routines though - I hope that’s still happening with yesterday’s announcement! 🤞🏼🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Yes the childminding will be going ahead , DD is a nhs worker , no working from home for her.EssexHebridean said:Oh goodness that’s a traumatic few days - hope things feel a bit more on an even keel for you soon. Lovely that you’re starting to get back some former routines though - I hope that’s still happening with yesterday’s announcement! 🤞🏼Life is an adventure, never stop exploring.3 -
The ceiling saga continues, the roof is not leaking . We now think a central heating pipe has sprung a small leak and that is what the damage is from. I keep having to top up the boiler , I should have realised really. Anyway the earliest they can come to me is 20th Jan . Well that won't be happening , I will be raising it as an emergency on Monday .Life is an adventure, never stop exploring.2 -
Oh no sorry about your dad.January spends - £587.582
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The 20th of January!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I hope your dad is ok soon
Nothing more alarming than water where it shouldn’t be indoors. Urgh!Debt Jan 2017 = £42kMay 2022 = £15k2 -
Eek to 20th January - definitely more urgent than that!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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