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The Next Phase

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  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Panto was very good for £7 a ticket , we had a disaster parking and I think I am going to get a parking ticket . Went to a car park I know , but they don't do cash anymore you have to download an app. Had to give up after 15 mins as battery went on my phone . We moved to a fee car park a bit further away , so assume I will get charged a parking ticket. 
    Early night for me , DGD enjoyed herself . We took our own drinks and snacks. 
    Life is an adventure, never stop exploring.

  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Did you actually leave the car SG? If not you may be able to contest it on the basis that you didn’t actually park as you were unable to successfully download the app. 🤞🏼
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    EssexHebridean said:
    Did you actually leave the car SG? If not you may be able to contest it on the basis that you didn’t actually park as you were unable to successfully download the app. 🤞🏼
    No we moved to a free car park. 
    Life is an adventure, never stop exploring.

  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was more thinking of whether you just either stayed in the car while you tried to sort the app, or went as far as the pay station and tried to sort it out there, rather than having walked out of the car park, realised you couldn’t do it and returned. Thinking about it though either way, if you got a ticket I would be inclined to contest it on the basis that you were unable to make payment for parking, and so you left and moved elsewhere. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • savingmore
    savingmore Posts: 661 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    just found your diary and read through, will, subscribe.  fascinating to hear you got barred from PA so did I.  have no idea why, as I did them regularly and answered questions truthfully.  I tried hard to find out why but they wouldn’t tell me, but informed me it was a lifetime ban.  seems very odd, and it quite upset me.  
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    savingmore said:
    just found your diary and read through, will, subscribe.  fascinating to hear you got barred from PA so did I.  have no idea why, as I did them regularly and answered questions truthfully.  I tried hard to find out why but they wouldn’t tell me, but informed me it was a lifetime ban.  seems very odd, and it quite upset me.  
    Welcome along , interesting to hear you got barred from PA as well . 
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you don’t get a ticket. We’re the markets crowded? I’m going to try to get there soon and have a trip to the big mall sometime soon.
    The panto sounded great - bet good fun was had by all 😁
    January spends - £587.58
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    It was very busy at the markets . Went for a lovely meal as well . 
    Today I have had a PCR test as my cough has got worse , but not bad enough to stop me doing anything . Going to try for an early night . 
    Life is an adventure, never stop exploring.

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There’s lots of bugs circulating atm. Take care and rest up 👍
    January spends - £587.58
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