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The Next Phase
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Sounds like you had a lovely Sunday 👍January spends - £587.581
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How have we got back to Thursday again. Early finish for me as the IT system is being rebooted after 3pm.Tomorrow is the usual shopping, opticians with mum and then cemetery . Having DGD overnight as we are at a pantomime Saturday lunch .This week I have had £25 from one poll , £25 from Opinium and reimbursement of my eye test £59.Three NSD's as well so all good.Today is payday so will be doing the sorting tonight .Life is an adventure, never stop exploring.1
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That's a good week for the money flowing in the right direction then - well done! Enjoy the panto, too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Enjoy the Panto.Glad you’ve got an early finish. Enjoy your extra time off work 👍January spends - £587.581
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Enjoy the panto 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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He's behind you.
Hope you have funAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Taken DGD to drama club and the hotel it is in is built on my grandparents old house , seems strange . It was a massive old house that was converted into flats .
I have started with a cough , hoping it stays as just a cough . LF is negative , I don’t feel ill .Later the panto , hope I survive that !
Tomorrow is one of my favourite trips of the year , to the Xmas markets with one of my best friends . Meal booked for 5 at a Spanish tapas bar .Looking forward to strictly tonight with some wine .
Have a good day everyone.Life is an adventure, never stop exploring.2 -
Enjoy the markets. I’m hoping to get there at some point xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Eek hope your cough doesn’t turn out to be anything more.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
There’s a few bugs doing the rounds at the moment. Enjoy the Christmas markets tomorrow and the tapas.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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