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The Next Phase

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  • Hope your runny nose is beginning to dry out!🤧
    Glad to hear that DGD enjoyed her princess party and I hope you had a lovely time at your friends' today. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Bet your gdd enjoyed her party. They missed out on a lot last year. Both mine we’re talking about their parties that are coming up before Christmas. The eldest is sharing one with her friend mid November and the youngest has one the week before her birthday mid December. Everyone is too tied up with Christmas parties on her actual birthday.
    Hope you are feeling better.
    January spends - £587.58
  • Princess party sounds like fun . I hope you are feeling better and had a nice time at your friends for dinner 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • I have no idea a week or so has passed since I last posted . Last week I caught up with another friend who I haven't seen since March this year , it was a spur of a minute thing. I was at a shopping place and realised I was only a short drive away so I ended up visiting after calling to see if she was in. Sunday dinner at my friends was good and we have arranged another meet up in the New Year after she retires , she is the first of my school friends to do this, but she has a DH with MS and that is the reason she is retiring. 
    Opticians last week, my eyesight prescription hasn't changed in over 10 years so just ready readers again . £70 as I have a camera picture done , I can claim the whole amount back from Health provider . 
    DGD came on Sunday afternoon to play , we went to see a poppy waterfall over a local river , very good it was . 
    This week is fairly quiet social wise , I am still trying to eat up the contents of my freezer , which has involved a lot of fish. 
    Best get back to working . 
    Life is an adventure, never stop exploring.

  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 November 2021 at 12:15PM
    Ooh the poppies are beautiful - it's lovely all the things like that which have happened over the last few years too - and a great way of getting youngsters engaged with what remembrance means. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Ooh the poppies are beautiful - it's lovely all the things like that which have happened over the last few years too - and a great way of getting youngsters engaged with what remembrance means. 
    I agree , my DGD didn't really understand, but loved the concept of the poppies . 
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Love the poppies 👍
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Love the poppies.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,046 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love all the poppy bits that appear. Locally we have some large ones attached to lampposts. I always think of my uncle who was held prisoner in the 2nd World War and rescued by Russian soldiers. He was a big advocate of buying a poppy. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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