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The Next Phase

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  • I am loving all this Xmas film talk , I love Miracle on 34th street . 

    Been for a lovely sunny walk about 2 miles , it was cold in the shade . Tonight I am out for the evening with my friend for a meal . Tomorrow after taking my dad shopping I am driving to the Lake District to see my other friend . Hoping to get a couple of walks in there .Off to eat lunch and back to work. 
    Life is an adventure, never stop exploring.

  • Enjoy your meal out tonight and have a safe journey to the Lakes tomorrow. 😃
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The BC one you were talking about was What we did on our holiday...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • milann
    milann Posts: 11,392 Forumite
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    Sounds an awful journey. Enjoy your weekend 👍
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
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    Time to relax now. Have a fabulous time.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a relaxing time
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Enjoy. It’s so beautiful and tranquil x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    milann said:
    I loved The Holiday…..I think I’ve got the right film. Is it the one with Billy Connolly? 
    That's not the one I am thinking of.  The Holiday they show at Christmas mostly has Kate Winslet, Jude Law, Jack Black and Cameron Diaz.  I think I know the Billy Connelly one though but that is called What we did on our holiday and has David Tenant in it too. Another great film but more of a summer one. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • amber03
    amber03 Posts: 1,360 Forumite
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    The M6 everyday is a nightmare. It’s nearly a straight road but there’s always daily reports of accidents on it, my DH’s friend got stuck on it this morning coming over to see him. He gets on the motorway at one junction and comes off it the next junction, but got stuck this morning. Enjoy and relax on your weekend.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
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