We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Next Phase
Options
Comments
-
I am loving all this Xmas film talk , I love Miracle on 34th street .Been for a lovely sunny walk about 2 miles , it was cold in the shade . Tonight I am out for the evening with my friend for a meal . Tomorrow after taking my dad shopping I am driving to the Lake District to see my other friend . Hoping to get a couple of walks in there .Off to eat lunch and back to work.Life is an adventure, never stop exploring.3
-
Enjoy your meal out tonight and have a safe journey to the Lakes tomorrow. 😃Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
The BC one you were talking about was What we did on our holiday...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
A hairy journey up the M6 until Lancaster . An accident and general bad weather . Got here and it has been dry and sunny . In my happy place .Life is an adventure, never stop exploring.6
-
Sounds an awful journey. Enjoy your weekend 👍January spends - £587.584
-
Time to relax now. Have a fabulous time.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Have a relaxing timeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Enjoy. It’s so beautiful and tranquil xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
milann said:I loved The Holiday…..I think I’ve got the right film. Is it the one with Billy Connolly?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80003 -
The M6 everyday is a nightmare. It’s nearly a straight road but there’s always daily reports of accidents on it, my DH’s friend got stuck on it this morning coming over to see him. He gets on the motorway at one junction and comes off it the next junction, but got stuck this morning. Enjoy and relax on your weekend.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.003
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards