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The Next Phase

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  • Seasidegal58
    Seasidegal58 Posts: 6,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I hope your Dad is recovering well and sorry to hear about your work colleague. 

    😱 to the leak and 20th January date!  Good for you in raising it as an emergency. I hope they sort it quick!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,121 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I reported it this morning at 7.30am as it had got worse. The gas engineer was here at 9.30, went in the loft and yes I had two small leaks . He went and got the parts , went back up in the loft and the ceiling is now dry. I will wait until after Christmas to cover the water marks just in case. 
    I had DGS2 today and I am officially shattered , I forgot how tiring looking after a baby is , then collecting the other two from school. I am sure it will get better as the weeks go on. 

    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 95,983 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So glad that the leak has been fixed  :)
    Enjoy your weekend
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,191 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the leak is fixed.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Seasidegal58
    Seasidegal58 Posts: 6,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    That’s good news about the leak. 
    Poor you!  I think I would be shattered looking after a small baby all day!  I’m really out of practice!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think looking after children is very hard work - but rewarding if you enjoy it. I would be wiped.

    Glad your leak is fixed.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • milann
    milann Posts: 11,428 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I bet you’re shattered……think it’s a lot easier when you don’t have the school pick ups to factor in. I’d forgotten how tying they were 😳😳
    January spends - £587.58
  • maggiem
    maggiem Posts: 1,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It is so lovely having dgc but totally agree it's very tiring! Toddlers move so quickly it's scary. 
  • Willowtree222
    Willowtree222 Posts: 8,244 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another glad the leak is fixed. It’s worrying as it can affect so much.

    I’m glad DD occupies herself now! It makes it easier! X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    I retired last year and help look after my GKD’s after school and pre school, sometimes think work was easier. Though I love it and know I’m lucky with them living about 10 mins away as some of my friends hardly see their GKD’s.

    Good news about the leak getting fixed, good job it wasn’t left till January, imagine the state of your ceiling.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
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