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Must try harder!

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  • Oh I've never heard of whistlefish I will have to take a look. 

    I live within 5 min drive of a 24hr fuel station and 10 mins from another so for me it's not an issue. My immediate family all live on my doorstep as well. 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Happy Friday …at last 😁
    The money took a bit of a battering this morning as I ordered a few more bits for presents…how it added up to over £150 is baffling. I still have quite a bit more to go, which is disheartening, but the short term pain in November will be worth it for a no stress December I think.
    The Whistlefish tracked on top cash back the next day, so that was good. I only have 2 missing ones to chase now. I know it’s only a few pounds, but it’s so annoying when they promise and don’t deliver! 
    I am hoping for a nice work day today. There are only 2 meetings in, so I should be able to get on with things and I cleared a big job this morning already.
    i hope you all have a fabulous Friday ✨
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Happy Friday WW. Check your email receipts if you think that's too much. Cashback sites usually take ages to pay, it'll be a nice surprise when it appears.
    Don't be disheartened, work out what you can get cheaper or substitute for something else or just not get! Every saving of a pound is another pound in the car pot 💪
  • Happy Friday WW. Check your email receipts if you think that's too much. Cashback sites usually take ages to pay, it'll be a nice surprise when it appears.
    Don't be disheartened, work out what you can get cheaper or substitute for something else or just not get! Every saving of a pound is another pound in the car pot 💪
    It was a genuine spend sadly, I cringed as I pressed pay 😬
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Good morning and happy Monday ⭐️
    The weekend went by so fast. Saturday was food shopping and a lunch out. The lunch was very nice. Then yesterday I was unsupervised 😅 I had a drive out t the local c0 op to look at their Christmas food. They didn’t have loads, but I did bag some gingerbread digestives, some walkers sausage sarnie crisps and a mini m&m’s Christmas bar to try. Then I did a bit of washing, started a Santa Claus jigsaw, made tea and that was it, the day was gone! 
    I just have 3 presents to finish now, which will be about £150 as I only buy for the important people these days. Everything else is paid for and either here waiting to wrap, on its way, or booked for a December delivery. I will still have MrWW to think about in December. I started my Christmas 2025 pot this month and haven’t dipped into it, so I have a good start for next year. I’m aiming for £1000 put away to cover everything. 
    I’m going to try and get some steps in at lunch time today, as I was pretty pathetic this weekend. My best day was 8k. 
    I hope you all have a good day 🎄🎅🏻 (too early?) 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on being organised for this year and starting your pot for next year!
    "If you can dream it, you can do it". Walt Disney
  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Getting the presents in November makes perfect sense. My problem is my gdds have birthdays at the end of November and mid December and I have to wait to see what they’ve had for birthdays before I can buy Christmas presents. I do try to get everyone else sorted through. I have cut back a lot over the last couple of years though. 
    January spends - £587.58
  • Thanks @jwil
    oh @milann that’s such bad timing with the birthdays. It always preys on my mind until everything is done. Imagine failing at Christmas 🤭
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Humdinger1
    Humdinger1 Posts: 2,291 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    @WinterWarrior I have just caught up on this year's diary; the bookmark fell off!  Congratulations on everything you're doing.   Re weight loss: I've been on an ultra low carb diet since I was diagnosed with diabetes; the weight has dropped off.  It might be worth trying.  I've resubscribed and am looking forward to following your adventures.   Love Humdinger xx 
  • dawnybabes
    dawnybabes Posts: 3,327 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We’ve a run of birthdays in my family between Xmas day and feb 7th I have - brother, 2 x sister in law, sister, mine and my dads.  It’s a killer on top of Xmas, and all ‘important’ people so only get on an even keel in March.
    Sealed pot challenge 822

    Jan - £176.66 :j
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