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Must try harder!
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There should be a law against it!jwil said:Well done on the steps! I didn't realise payday was a Monday this month 😖Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Urgh just seen you are right. Whose idea was it to make payday a Monday!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
There's only 30 days in September though!
*crickets*
I'll just go hide in the corner now...The financial wealth building journey.
Busting this debt before 40. Started in August 2024 with debt = £19,966. August 1st 2025 debt = £0 and busted!
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I eat far too much chocolate...2 -
@Chocolatefund it’s the extra weekend that kills it for me, but you are right of course 😅 You don’t need to hide, but come the Friday before pay day I might scowl at you a bit 🤭🤣Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
I stewed some plums this weekend, very easy and lovely with some ice cream. You could even prep this and freeze it in dessert sized batches for the winter?KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
It doesn't matter how many days there are, that last weekend is almost as long as JanuaryChocolatefund said:There's only 30 days in September though!
*crickets*
I'll just go hide in the corner now...
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Awww, I miss our plum & greengage trees, long removed due to disease.
Making jam is straightforward & doesn't require all the paraphanalia people often think it does. I have seen preserving pans in charity shops from time to time. I have my Nana's old pan, a jam funnel & use a wooden spoon. The packs of jam jar covers are inexpensive & I save jars to re-use. With a pretty fabric or giftwrap topper tied with ribbon or rustic string, home made preserves can make a nice gift for people. Plum jam is nice as it is or can have spices added to make a quite festive-tasting variety.
I also used to make a plum cake, which works as a dessert too & there will be plenty of plum chutney recipes online. Plum & cinnamon muffins would be nice & although I've never made it myself, it's possible to make Chinese style spicy plum sauce.
I'm going to need to get seriously busy in rhe kitchen myself today, but not with plums.....my current priorities are pears, blackberries & tomatoes.
Off to get my pinny on!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2 -
Thank you all for the plum inspiration! At the moment I’m just eating them, but I will seriously think about some baking or preserving at the weekend.I received two small pb wins, a £50 and a £25. Better than last month, but sadly nothing life changing.Today is WWDogs 14th birthday 🎂. I haven’t got her anything as her days are filled with treats from morning to night anyway and she stopped carrying teddies around a few years ago (I miss that). She will have a normal day filled with fattening treats she shouldn’t be having…just like any other day 😁 She is snoring at my feet next to my desk just now, sleeping off her breakfast. I wish I could keep her forever.I hope you all have a terrific Tuesday filled with wonderful things ⭐️☔️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Happiest of birthdays to WD. 🐶I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Happy birthday to WWD. Congrats on the £75 PB, very nice indeed! How will you be allocating it?2
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