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Must try harder!

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  • redofromstart
    redofromstart Posts: 5,834 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    We won very little when the interest rates were low - even though it was in his 'luckier' name -and we now earn more in tax free ISA interest than we ever did in PB return. I'd invest again if I get back to the point where it is sensible from a tax perspective, but day to day it was my worst investment. 
  • jwil
    jwil Posts: 21,942 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't win anything either, though I did get 3 wins the first year I had them.  I like to dream though :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Good morning and happy Friday. ✨🌷
    Payslips were out today and I realised I was expecting the NI reduction….that doesn’t come into force until 6th April 😬 So it was just the same as last month…sigh! 
    I have already done my April budget and was going to tweak the figures, but don’t need to now. I just need to see how much the oil will be. 
    I’m hoping for a 3.30 finish tonight as I am over this working week…over it, I tell you 🤭
    If that goes to plan then I will get some steps/moving in before I need to make tea. Yesterday I only made 3k steps, which is abysmal, even for a really full on desk day. 
    I hope you all have a fantastic Friday, full of good things ⭐️✨
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,942 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the gratitude lists!

    Are there any local exercise classes you could go to?  It might help a bit with the social and your fitness goals?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 23 March 2024 at 10:55AM
    There probably are in the main town, I should check it out. I know when I looked before, most things were during the working day! I think tbh I’m a bit scared of meeting new people, the thought of joining something new is terrifying…which is a brilliant reason to try I suppose! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,942 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There probably are in the main town, I should check it out. I know when I looked before, most things were during the working day! I think tbh I’m a bit scared of meeting new people, the thought of joining something new is terrifying…which is a brilliant reason to try I suppose! 
    I am the same, but if you go and don't like it, at least you've tried!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,033 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I used to go to an actual gym for exercise classes most people went on their own. You just get chatting to those you recognise as the weeks go by. Mind you I talk to anyone, I just like talking 🤣 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Good morning and happy Sunday 🌷
    I finished yesterday on 10,837 steps! I was waiting in for deliveries so this was basically me stamping around all day (even while watching a bit of tv I was bouncing around in circles), so it is possible, but not with 8 or 9 hours of desk sitting added in. I need to pop to L*dl today, but will aim for something similar. My Fitbit estimated I had burnt almost 1000 calories more than I’d consumed, so this is clearly the key to shifting the weight. 3500 deficit a week apparently equals 1 pound loss. 
    My mum kindly sent me a Betty’s box with 6 iced fancies in. Upon weighing them I found they are 257 calories each and MrWW had one and didn’t rate it 😮 They are very sweet, but delicious, so I will need to work one into my calories until they are gone. I did have one yesterday 😁 There are also some Easter biscuits, but they will need to wait until the fresher cakes have gone! 
    After the L*dl trip I will work out what I have left in the bank for shuffling as I shouldn’t need to spend anything else before Thursday pay day. 
    I hope you all have a stupendous Sunday full of good things 🌷☀️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • peb
    peb Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Will the cakes freeze?  Then you could have one say as a Sunday treat.
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