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Must try harder!

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  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Good morning and happy Thursday ☕️ I went back up half a pound, so who knows when that will disappear again. Today is a lunch out so today might not be the day to lose any more 😅 I don’t know what to have, but I’ve been reading the menu quite a few times.
    The CT bill came yesterday and has increased by 7%. The difference was nearly £30 a month and MrWW had a meltdown because that’s much more than 7%. Some quick googling reminded me that they knocked £150 off last years for some CoL payment which explained the difference, but MrWW could not accept that we saved money last year, as opposed to being swindled this year. It’s such a lot of money a month and it sometimes feels like we are being charged to breathe, but I don’t enjoy the paddy’s, or the huffing as I try to explain what happened 😖
    We didn’t go anywhere yesterday, but I took my car out to make sure the battery has some charge as it’s been sat in the snow since I brought it back from the garage. Someone nearly ran me off the road by driving into oncoming traffic to avoid a pot hole…how I swerved out of the way without hitting the curb is a miracle. If I hadn’t swerved they’d have definitely hit me head on, as it was we missed by inches 😖 And then my tyre pressure warning came on. I’m hoping that’s just the cold weather and not a slow puncture. At the moment it seems to cost me on average a few hundred per drive, but I really want to keep it until I can afford a good replacement outright. It’s a bit catch22 when you can’t save up because of the outlay on repairs. I’m hoping I get to a point where everything is done, replaced and reliable. I do not want a car loan ever again. 
    I tried to get dog to come with me, but I was parked in the drive the wrong way because of the snow, so the doors being in the wrong place and opening in the wrong direction led to a refusal. I tried her from both sides, but she thought it looked dodgy so I put her back in the house. If only I could lift her 🙄
    I hope you all have a lovely day ☕️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    How blooming scarey.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eek to the car adventures.  Hope you are enjoying the rest of your week though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Scary….there’s some idiot drivers out there but I suppose the pot hole was the main culprit 😡
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,115 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How scary with the near miss. Thank goodness you’re ok. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Good morning and happy Thursday ☕️ I went back up half a pound, so who knows when that will disappear again. Today is a lunch out so today might not be the day to lose any more 😅 I don’t know what to have, but I’ve been reading the menu quite a few times.
    The CT bill came yesterday and has increased by 7%. The difference was nearly £30 a month and MrWW had a meltdown because that’s much more than 7%. Some quick googling reminded me that they knocked £150 off last years for some CoL payment which explained the difference, but MrWW could not accept that we saved money last year, as opposed to being swindled this year. It’s such a lot of money a month and it sometimes feels like we are being charged to breathe, but I don’t enjoy the paddy’s, or the huffing as I try to explain what happened 😖
    We didn’t go anywhere yesterday, but I took my car out to make sure the battery has some charge as it’s been sat in the snow since I brought it back from the garage. Someone nearly ran me off the road by driving into oncoming traffic to avoid a pot hole…how I swerved out of the way without hitting the curb is a miracle. If I hadn’t swerved they’d have definitely hit me head on, as it was we missed by inches 😖 And then my tyre pressure warning came on. I’m hoping that’s just the cold weather and not a slow puncture. At the moment it seems to cost me on average a few hundred per drive, but I really want to keep it until I can afford a good replacement outright. It’s a bit catch22 when you can’t save up because of the outlay on repairs. I’m hoping I get to a point where everything is done, replaced and reliable. I do not want a car loan ever again. 
    I tried to get dog to come with me, but I was parked in the drive the wrong way because of the snow, so the doors being in the wrong place and opening in the wrong direction led to a refusal. I tried her from both sides, but she thought it looked dodgy so I put her back in the house. If only I could lift her 🙄
    I hope you all have a lovely day ☕️
    Hope you've recovered after that near miss, it sounded scary! As for the CT Bill, if its any consolation mine went up by 15% this year and then on top of that the Greater London Authority tax went up by 9.7% - so an almost 20% increase for me :(:(:(
  • Good morning and happy Thursday ☕️ I went back up half a pound, so who knows when that will disappear again. Today is a lunch out so today might not be the day to lose any more 😅 I don’t know what to have, but I’ve been reading the menu quite a few times.
    The CT bill came yesterday and has increased by 7%. The difference was nearly £30 a month and MrWW had a meltdown because that’s much more than 7%. Some quick googling reminded me that they knocked £150 off last years for some CoL payment which explained the difference, but MrWW could not accept that we saved money last year, as opposed to being swindled this year. It’s such a lot of money a month and it sometimes feels like we are being charged to breathe, but I don’t enjoy the paddy’s, or the huffing as I try to explain what happened 😖
    We didn’t go anywhere yesterday, but I took my car out to make sure the battery has some charge as it’s been sat in the snow since I brought it back from the garage. Someone nearly ran me off the road by driving into oncoming traffic to avoid a pot hole…how I swerved out of the way without hitting the curb is a miracle. If I hadn’t swerved they’d have definitely hit me head on, as it was we missed by inches 😖 And then my tyre pressure warning came on. I’m hoping that’s just the cold weather and not a slow puncture. At the moment it seems to cost me on average a few hundred per drive, but I really want to keep it until I can afford a good replacement outright. It’s a bit catch22 when you can’t save up because of the outlay on repairs. I’m hoping I get to a point where everything is done, replaced and reliable. I do not want a car loan ever again. 
    I tried to get dog to come with me, but I was parked in the drive the wrong way because of the snow, so the doors being in the wrong place and opening in the wrong direction led to a refusal. I tried her from both sides, but she thought it looked dodgy so I put her back in the house. If only I could lift her 🙄
    I hope you all have a lovely day ☕️
    Hope you've recovered after that near miss, it sounded scary! As for the CT Bill, if its any consolation mine went up by 15% this year and then on top of that the Greater London Authority tax went up by 9.7% - so an almost 20% increase for me :(:(:(
    I meant an almost 25%....brain still in denial over the ridiculousness of it all 
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m hoping the budget hasn’t affected me but I am worried about them trying to folk back to work….not sure where I’d stand  as I’m on long term sick but not disability benefit. I had to retire early through ill health but still have 18 months to my state pension. Some days I’m great, I don’t look ill but some days I can’t leave the house 😵‍💫 and I have to really pace myself. My small work pension isn’t enough to live on and I would be well and truly scuppered if anything happened to ds. It is what it is and worrying about it won’t change anything. 
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think it is younger sick people they are targeting rather older disabled.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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