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Must try harder!
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good morning everyone
I had a lovely day yesterday with my friend at a NT place, the weather stayed dry and the surroundings were beautiful. We took a picnic so my only spend was 20p as i bought a CD from their second hand sale
When i got home i bought a new coat online! DD2 borrowed my warm coat and it got stolen from the gym; so i don't have a warm padded coat anymore; this one was on sale and i got an extra discount code.
I am going to do a proper budget today for January; I'm going to do Veganuary (eek, my fave food is cheese) but i already have some vegan options in the fridge/cupboards and am going to batch make soup today. I have an almost full tank of petrol. I've got one birthday in January to buy a gift for. i need to eat better so i'm hoping this will kick start better habits and more veg etc.
Wishing everyone a fab day
love DeniLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252 -
@Four_Seasons your cockerpoo had a lucky escape then. Breeding is no life ☹️The crochet…I managed a wibbley line! I do make quilts, self taught from internet tutorials so I’m no expert, but they’ve been fun. Full size are hard to pin together on a dining table! I was having a break for Christmas to get the table back, but have a baby quilt to make in the next few months.I would love to get good at crochet!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Oh @Deni_debt-free_dreamer good luck with veganuary. That feels like a step too far for me (cheeeeeesssseeee)Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Morning All, sounds like you all had lovely Christmases. Ours was the usual with the in-laws. Lovely I don't have to cook although this year MiL served all veg in foil trays to save on washing up 🤣
MrWW idea of Christmas Dinner on NY day has given me the idea, I may invite the in-laws over. I'll see what MrM thinks.
We also have a yule log that had a date of 26th, still some left and absolutely fine!Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again2 -
haha that's what's worrying me - but i eat too much cheese; currently browsing cook books and making soupWinterWarrior said:Oh @Deni_debt-free_dreamer good luck with veganuary. That feels like a step too far for me (cheeeeeesssseeee)
Deni xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20251 -
Hmmmmm....the thought of overpaying the mortgage.....*Stop giving up what you really want for what you want now*
*Face your fear, don't do what's easy, do what is right, fight for it because it will be worth it*
January grocery budget £215.07/£250
#18 The 365 day 1p challenge 2023 £108.50/£667.95
#48 Saving £1 a day for Christmas 2023 challenge £31/£365
Emergency fund £83.98/£10001 -
I just saw something on a FB book group I'm a member of. Everytime you finish a book, put money in a pot. £2/£5. At the end of the year you have a nice little pot of savings! Made me think of you WW.Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again1
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I’d have to slow down 🤣Naomim said:I just saw something on a FB book group I'm a member of. Everytime you finish a book, put money in a pot. £2/£5. At the end of the year you have a nice little pot of savings! Made me think of you WW.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
I've read over 200 books this year, I'd be rich (if someone else was putting the money in)!WinterWarrior said:
I’d have to slow down 🤣Naomim said:I just saw something on a FB book group I'm a member of. Everytime you finish a book, put money in a pot. £2/£5. At the end of the year you have a nice little pot of savings! Made me think of you WW."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Wow @jwil, I should be over 80 at year end and I thought that was good. How do you find time to work?Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11
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