Ninety months to pay off mortgage - or as near as dammit!
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Memories are priceless
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***1 -
They are indeed, it was a beautiful day and we sang all the way home in the car - an hour and a half😂 but the cat missed me so I have stayed around her today🙄beanielou said:Memories are priceless
Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5669/10000 CC £20501 -
Blooming cats
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***1 -
Oh I know🙄 hope your new chap is settling in well🙏beanielou said:Blooming catsOriginal Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5669/10000 CC £20500 -
It's early days & two months til he can go out!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***1
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There were two wee cats outside my house tonight, maybe they heard I was single… one belongs to one of my neighbours I think but not sure if he’s got two now or if it was just visiting 😂Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5669/10000 CC £20500 -
Glad you had a good time.Target 1) Prioritise health & social connection 2a) Declutter/Operation tart up - done 2b) Streamline ahead of move 3) £7,048/£10,000 Emergency/Freedom Fund 70.48% 4) MFW Nov 21 £201,999 with 264 241 payments to go - now £187,030 Equity 38% 5) Mortgage neutral by June 2030 £5,389/£127,466 AVC target 4.22% 6) Invest in fun and frolics - and not just future self! 7) FI Age 60 annual income target £14313/£30,000 47.7% 8) CC Debt free April 22 (now stay that way!!)1
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Ok in the money making stakes I have picked up an additional 25 hours overtime at old job and 9 training at new job so have more or less reached my target. Too gubbed to do much else😩
Utterly shattered and I was already doing about 11 hours extra next week before taking on more. Apart from driving my folks and meeting up with a friend one day it’s going to be a hard week, the following one looks more relaxing 😅Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5669/10000 CC £20501 -
You certainly put the pressure on yourself - but I'm assuming that 11 hours is a shift... I could not work that long on a regular basis. I know the theory is you get used to it but I'm not sure I ever would. Kudos to you.Target 1) Prioritise health & social connection 2a) Declutter/Operation tart up - done 2b) Streamline ahead of move 3) £7,048/£10,000 Emergency/Freedom Fund 70.48% 4) MFW Nov 21 £201,999 with 264 241 payments to go - now £187,030 Equity 38% 5) Mortgage neutral by June 2030 £5,389/£127,466 AVC target 4.22% 6) Invest in fun and frolics - and not just future self! 7) FI Age 60 annual income target £14313/£30,000 47.7% 8) CC Debt free April 22 (now stay that way!!)1
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Some are 11 hours but they vary SH, this weekend 14, 12 and 10. I have opted to work more days but shorter hours in new job as I am exhausted and I am hoping shorter days will give me a better work/life balance. When I took current job I expected 3x12 hour shifts but it’s usually 4x11…Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5669/10000 CC £20502
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