Ninety months to pay off mortgage - or as near as dammit!

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  • savingholmes
    savingholmes Forumite Posts: 25,267
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    Hopefully you can use it as motivation then.
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    A pound and a half off this week SH, going the right way😅 gave away a huge egg my folks bought me to DS’s girlfriend😇 she knows - I am not passing it off as a gift from me😂
    bought eggs for my folks and have hopefully claimed cash back from tcb for it🙏
    New job going well so far I think.


    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,447
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    Well done  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    I was a bit disappointed Beanie as I felt I had been so good but looking back I was probably kidding myself😂
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,447
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    I have been out with DS today.
    Most derfinatly not good on the food front~~eek!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • Buffythedebtslayer
    Buffythedebtslayer Forumite Posts: 18,920
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    * continues eating random packet of crisps throughout the day *
    Nevertheless she persisted.
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    * continues eating random packet of crisps throughout the day *
    😂😂😂love it! I was so good today despite offers of chips then chocolate 😂
    egg cash back payable already 🎉
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • savingholmes
    savingholmes Forumite Posts: 25,267
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    That's quick on the cashback!
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    That's quick on the cashback!
    It was indeed! And very welcome 
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    So new mortgage deal sorted, now more than double rate from two years ago but better than original offerings. 
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
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