Ninety months to pay off mortgage - or as near as dammit!
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Wee photo from day out with El and her mister at the weekend.
Not much happening here money wise, must attempt to save more but today’s task is catching up with the laundry 🙄Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved4 -
At least it's sorted
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***2 -
Good to have it sorted.Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)0
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Stunning sceneryTarget 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)1
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Scotland is pretty, come visit!savingholmes said:Stunning sceneryOriginal Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved1 -
I really want to. It's a long way for me though. If DS does agree to go on holiday with me it could be an option - but don't think DD would enjoy it but don't want to offend her by excluding her. Hard to afford the more people that go too. I'm hoping it works out - as I think it could be a fab trip particularly if DS does much of the driving which he may as it's still a novelty for him.skint_spice said:
Scotland is pretty, come visit!savingholmes said:Stunning sceneryTarget 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)2 -
Let me know if you do and I will try and arrange to meet you!savingholmes said:
I really want to. It's a long way for me though. If DS does agree to go on holiday with me it could be an option - but don't think DD would enjoy it but don't want to offend her by excluding her. Hard to afford the more people that go too. I'm hoping it works out - as I think it could be a fab trip particularly if DS does much of the driving which he may as it's still a novelty for him.skint_spice said:
Scotland is pretty, come visit!savingholmes said:Stunning sceneryOriginal Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36
Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved3 -
Ditto from meskint_spice said:
Let me know if you do and I will try and arrange to meet you!savingholmes said:
I really want to. It's a long way for me though. If DS does agree to go on holiday with me it could be an option - but don't think DD would enjoy it but don't want to offend her by excluding her. Hard to afford the more people that go too. I'm hoping it works out - as I think it could be a fab trip particularly if DS does much of the driving which he may as it's still a novelty for him.skint_spice said:
Scotland is pretty, come visit!savingholmes said:Stunning scenery I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***3 -
Thanks - still lots of planning to do. Unless you can suggest any cheap cottage holiday sites - the ones I've been on so far seem expensive compared with what I usually pay - but if DS comes I need 2 rooms so that will be part of it. I'll need to raid my savings if I go...Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)2
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Will have a wee ponder.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***3
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