Ninety months to pay off mortgage - or as near as dammit!

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  • savingholmes
    savingholmes Forumite Posts: 25,277
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    Stunning scenery for your walk. Well done for prioritising your health. 

    Good luck with budget balancing.
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • Starlight_at_Sea
    Starlight_at_Sea Forumite Posts: 212
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    Well done for ringfencing time and energy to do something for yourself! I am trying hard to do the same at the moment. Now I am back working full time and caring full time and nursing a slow-healing injury I have had every reason not to, but I know a bit of exercise and fresh air is the single most important thing I could be doing to stay healthy mentally and physically. I'll be cheering you on! x
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    beanielou said:
    You can do it.
    I on the other hand have just bought an echo dot thingy so I can listen to Ken Bruce!
    Not long until he’s back😂 I was thinking 1st April but that’s a Saturday, is it same days and times as R2?
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    Thanks SH and Starlight, I walked with someone for work yesterday and went out for a walk today too between sessions, having a break but back soon, got three long days coming up that are not going to be walk friendly.

    Staying put would be best for my finances but I feel health and balance must have priority.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,451
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    skint_spice said:
    beanielou said:
    You can do it.
    I on the other hand have just bought an echo dot thingy so I can listen to Ken Bruce!
    Not long until he’s back😂 I was thinking 1st April but that’s a Saturday, is it same days and times as R2?
    I think it may be the 4th.
    SAme times but not sure about the adverts.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    beanielou said:
    skint_spice said:
    beanielou said:
    You can do it.
    I on the other hand have just bought an echo dot thingy so I can listen to Ken Bruce!
    Not long until he’s back😂 I was thinking 1st April but that’s a Saturday, is it same days and times as R2?
    I think it may be the 4th.
    SAme times but not sure about the adverts.
    I forgot this and tried to listen today🤦‍♀️

    well I have been paid again, must not spend! DS has told me he’s planning to move out soon too so income will drop further but it will be good for him too.

    Lots of long days but finished up one job and have a few days off before starting new job on Monday. I shall be resting and exercising, 2lb off this week 🎉

    I am trying to reduce my food bill so eating from the freezer. There is way too much in there!
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,451
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    Exciting times ahead for DS!
    Woohoo to the 2 lbs off  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    Just got a tenner in cash back on my current account, nice wee bonus and straight into the fun spending account!
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
  • savingholmes
    savingholmes Forumite Posts: 25,277
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    Nice to have cashback. 

    Well done on the weightloss. Never easy.
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,134
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    savingholmes said:
    Nice to have cashback. 

    Well done on the weightloss. Never easy.
    That’s too true but I am going to a wedding later in the year and really want to wear a dress I have already - tried it on yesterday and while it zips up it’s far r from comfortable 😩 I want to wear it because I love it and also because it saves spending in something else I won’t wear again😂
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050 Emergency fund target 13% achieved 
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