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Ninety months to pay off mortgage - or as near as dammit!

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  • skint_spice
    skint_spice Forumite Posts: 12,138
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    beanielou said:
    You pleased then?
    I am Beanie, wouldn’t have moved so quickly but it came up and it’s something I really wanted to do. No extra money in it just something I fancied.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,484
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    A change is as good as a rest.
    Says me sounding 95!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • savingholmes
    savingholmes Forumite Posts: 25,312
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    Congratulations. Hope you enjoy the new role when it comes.
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,138
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    So I have been paid and the bills have gone out, it’s batten down the hatches time and try to make some extra money by mid May - aiming for £500. Cashed out on 0ne p0ll today so £25 as a starter.

    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,484
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    Bring it on Skinty  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • savingholmes
    savingholmes Forumite Posts: 25,312
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    Good luck with your target 🎯
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,138
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    I have most of next week off and also plan on getting the spare room sorted - I can see Elantan rolling her eyes😂 

    This weekend shall be mainly housework and washing though as last week was hectic and I didn’t get much done at all.

    Hope everyone has a great weekend.

    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050
  • savingholmes
    savingholmes Forumite Posts: 25,312
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    Enjoy your break. Much deserved. Try not to overfill it !
    Target 1) Prioritise health & social connection 2) Write regularly 51,745/70,000 words Book 2 and 10,787/70,000 Priestess book, 44,000/95000 Memoir Prep 3) Get to £10K EF/Savings Now £7,028) MFW starting at £201,999 Nov 21 with 264 242 payments to go. Now £187,693 5) Mortgage neutral progress via pension £5,487 invested since Nov 21 6) Declutter - done 7) Invest in fun and frolics - and not just future self! 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,138
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    This weekend has been mainly cleaning and tidying but it’s making me feel better looking around and seeing order. I had worked seven days out of eight and they are mainly long days 10-12 hours so not much gets done on a work day.

    Just popped out for some shopping and managed to buy three bras for less than £12 - bargain! 

    SH, I think I have gauged it well this time with arrangements and free days for once so hopefully I won’t be frazzled by the end of it.
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050
  • skint_spice
    skint_spice Forumite Posts: 12,138
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    Mortgage interest was less than £100 for February 🎉 it won’t be that low again for a while especially as I will have to move rate at the end of June and new rates are much higher😩
    Had a day out with DS yesterday and was out 5am until about 11:30pm so taking it easy today as I am working tomorrow. Spent a fortune but making memories…

    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5834/10000 CC £2050
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