Ninety months to pay off mortgage - or as near as dammit!

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  • skint_spice
    skint_spice Forumite Posts: 12,154
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    beanielou said:
    A good day then  :)
    It has been, not working until Wednesday now so still got my weekend to go. Tomorrow involves taking the oldies shopping though - such fun🙄
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5669/10000 CC £1990
  • skint_spice
    skint_spice Forumite Posts: 12,154
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    Oh I meant to say I was listening to a podcast earlier and they were talking about animals responding to stress etc and gave the example of a cat - has a scary moment does that stance, realises everything is fine and curls up and falls asleep on you within minutes. We stress for ages about what people say, what they actually meant, what might happen next but we need to be like cats and get stressed then move on. So new aim is to be more cat…
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5669/10000 CC £1990
  • savingholmes
    savingholmes Forumite Posts: 25,449
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    That's a good image... just wish I could
    Target 1) Prioritise health & social connection 2a) Declutter/Operation tart up - done 2b) Streamline ahead of move 3) £7,048/£10,000 Emergency/Freedom Fund 70.48% 4) MFW Nov 21 £201,999 with 264 241 payments to go - now £187,030 Equity 38% 5) Mortgage neutral by June 2030 £5,389/£127,466 AVC target 4.22% 6) Invest in fun and frolics - and not just future self! 7) FI Age 60 annual income target £14313/£30,000 47.7% 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,154
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    We can but try SH🙏
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5669/10000 CC £1990
  • elantan
    elantan Forumite Posts: 21,018
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    edited 20 February at 8:06AM
    be more cat, I like that, enjoy your time off, 

    You know how you love camping ? fancy a wee camp at loch Eck ? Thinking  10th/ 11th March before the midges arrive, we could go swimming, visit pucks glen,  maybe have a meringue ? 
  • skint_spice
    skint_spice Forumite Posts: 12,154
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    elantan said:
    be more cat, I like that, enjoy your time off, 

    You know how you love camping ? fancy a wee camp at loch Eck ? Thinking  10th/ 11th March before the midges arrive, we could go swimming, visit pucks glen,  maybe have a meringue ? 
    Working, sorry - I need to query my hours that week though so definitely maybe…
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5669/10000 CC £1990
  • skint_spice
    skint_spice Forumite Posts: 12,154
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    Today after living here nearly two years I have finally put my pictures up in the living room😂 my son asked if I had bought them at the weekend 🤦‍♀️ ehh that one is from a holiday over a year ago, that one I got framed nearly two years ago… still they are up now and it’s much cheerier. NSD so far, my folks took me out for a coffee and DS bought lunch 😂
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5669/10000 CC £1990
  • savingholmes
    savingholmes Forumite Posts: 25,449
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    Well done on getting the pictures up
    Target 1) Prioritise health & social connection 2a) Declutter/Operation tart up - done 2b) Streamline ahead of move 3) £7,048/£10,000 Emergency/Freedom Fund 70.48% 4) MFW Nov 21 £201,999 with 264 241 payments to go - now £187,030 Equity 38% 5) Mortgage neutral by June 2030 £5,389/£127,466 AVC target 4.22% 6) Invest in fun and frolics - and not just future self! 7) FI Age 60 annual income target £14313/£30,000 47.7% 8) CC Debt free April 22 (now stay that way!!)
  • skint_spice
    skint_spice Forumite Posts: 12,154
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    So payday on Tuesday but I have been offered a new job so I will have to put most of my excess into savings as I know the pay days are off kilter and I will have to use savings in May for DDs etc rather than paying off the loan😩 it will all work out in the end🙏

    Three visits to the gym this week so I have been getting back on track. Calmed down on the food front too, need to lose a stone now though.

    March seems to be a month of overtime so hopefully that will give me some money in April’s pay…
    Original Mortgage End Date: Apr 36/Aiming for Sep 28/Current April 36

    Car loan £5669/10000 CC £1990
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,631
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    You pleased then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
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