What are problems if debt recovery DO have driver's name and scan of license?

westward_hopes

Le_Kirk said:

Reading back through the thread it doesn't seem as if you have actually received a N1 court claim form from Northampton CCBC.  Is that correct or have I missed it?

That is correct. 
I am still in the *ignore it* phase.
I was concerned that my engaging with them early on and needlessly giving them my details may mean that ignoring wasn't a safe option. 

Redx

Giving them a copy of the driving licence was definitely not a safe option !!

They currently have your

Name
Address

Date of birth
Signature
Photograph
VRM details

They only have to look at social media and can possibly obtain answers to some of the other typical security questions that tend to be asked !!

If the parking company wish to issue legal proceedings , they will do

Whilst contacting your MP may be an idea , it won't change the course of your historical case , what will be , will be , qué sera

Coupon-mad

I'd say the fact you were a visitor doesn't matter because your car was in fact being used to help a resident load/unload. So it's on all fours with Jopson.

westward_hopes

I have now received a letter from QDR solicitors 'requiring' me to make the payment in 14 days or they 'may' pass the matter on to their litigation department. 
From experience, is a CCJ now inevitable if I don't pay?

Johnersh

Be careful. Use ccj *only* to refer to a court judgment that has not been paid within the requisite period.

If you mean, is it inevitable that they will now start court proceedings, well no, but it seems likely, since they have no means of getting any cash without doing so.

If you mean, is it inevitable that you'll lose at court, well no. And I say that because trials are inherently unpredictable but also because the quality of the documents parking companies produce to the court are often very poor indeed.

At this late stage, the ppc will already have inflated their charges to not far off £200. Even if you lost on the charge, there's scope to trim the amount back, so you may as well press on if you have the time and inclination to do so.

If the worst happens, after a trial loss, you will be given a short period to pay. You *must* do so. If the payment is made there and then, you may have been involved in a court dispute, but there is no entry in the register of undischarged judgment debts (commonly referred to as a CCJ) 

westward_hopes

Thank you.
I certainly have the inclination. This forum has been invaluable so far in giving me the confidence.
I almost want to force the court case at this stage as I am away from home a lot with work and am concerned I would miss any actual court summons letter.  

Redx

No summons will arrive , it's a civil matter , so it's an MCOL that arrives

Seems pedantic but as you saw in the post by Johnnersh , words and meanings matter , his reply is one of the best replies ever seen on here , so take heed of it

Any court claim will come from the CCBC in Northampton , in the post. The claimant Parking company is in control and has 6 years to issue one

Ralph-y

from the wording above  .... you still need to read up on all this as you are wrong again ...

summons ?????? when did you get accused of a criminal offence by the police????

this is a civil matter  .... they say you owe them money ... you say you don't !

have a read of these threads to see what to expect if they still  case you

direct link to court section in newbies thread
.
https://forums.moneysavingexpert.com/discussion/comment/64350585/#Comment_64350585

and  

https://forums.moneysavingexpert.com/discussion/6108153/suggested-template-defence-to-adapt-for-all-parking-charge-cases-where-they-add-false-admin-costs#latest

https://forums.moneysavingexpert.com/discussion/6130456/telephone-hearings-re-parking-firm-claims-can-we-all-discuss-strategy-and-outcomes-here/p1

Will there be no one to pick up / open mail for you ?

can you redirect to some one ?

Ralph

Le_Kirk

westward_hopes said:

I have now received a letter from QDR solicitors 'requiring' me to make the payment in 14 days or they 'may' pass the matter on to their litigation department. 
From experience, is a CCJ now inevitable if I don't pay?

You will know from reading the NEWBIE sticky that a letter such as the one that you have received with 14 days to pay is a debt collector letter; a "proper" letter of/before claim should give you 30 days to pay or respond.