HSBC Mortgage application timelines

popsicle95

@messyjessy7 congratulations on your offer!! 

Sending positive vibes to everyone else waiting this week - hopefully we’ll all receive good news! 

I rang Experian again this morning (about the 4th follow up call) to chase the disassociation I applied for two weeks ago and they told me that they haven’t received anything… 🙃 hoping that it gets accelerated now before the underwriters get to my case this week! 

Ferrier

Update: Hsbc asked for another month's bank statement on Thursday submitted on Friday. I've just checked experian and Hsbc have done 4 more soft credit checks today hopefully tomorrow I will find out one way or another. 🤞

[Deleted User]

Ferrier said:

Update: Hsbc asked for another month's bank statement on Thursday submitted on Friday. I've just checked experian and Hsbc have done 4 more soft credit checks today hopefully tomorrow I will find out one way or another. 🤞

Exactly the same for me!

Ferrier

@[Deleted User] When Did you submit your application? Mine was submitted on the 26th of January 

[Deleted User]

Deleted_User said:

Deleted_User said:

Update with mine

-Two soft searches prior to application on the 1st Feb (I assume the broker got an AIP)
-Application went in 2nd Feb
-Same day 2nd Feb, one soft search and one hard search
-Valuation done on 8th Feb which came back ok.
-Four soft searches 16th 
-More documents requested 16th

Hopefully something will happen this week.  

17th more details requested and another soft check run! They seem to be going quick now. 

18th two soft checks run
21st two soft check runs

@Ferrier 

- 2nd Feb

Ferrier

Update: My MB just text me saying the status have changed from documents reviewed, to pre offer, Surely I'm not far away now. This is my 4th week waiting.  Has anyone got any experience with the status of the application process? I'm very anxious now this process is taking over my life
 

[Deleted User]

My mortgage has been approved! 

You will be next Ferrier it sounds close to approval!

Ferrier

Congratulations @[Deleted User]

messyjessy7

Congratulations @[Deleted User]!!!!


Just an update on mine. We told our broker two weeks ago we wanted to change our solicitor, and now they've sent the documents to the wrong place! Things can't ever be simple.

666666

@[Deleted User] Congrats! So happy for everyone who are finally out of this missery 😅 hope everything else goes smoothly for everyone from here! 

My own news this morning when I asked the mortgage broker about the flat rating this is what they said: (not holding my breath)

The EWS1 form is requested to confirm there is no cladding on the property. 

The lender has confirmed the valuation report has been received this morning and the underwriters will be able to provide an update by close of business on Friday, once they have assessed the report.