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HSBC Mortgage application timelines

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Comments

  • propertyhunter
    propertyhunter Posts: 607 Forumite
    500 Posts Third Anniversary Name Dropper
    Don't give up, it will happen. No news is good news. Look what happened to others on this thread (and me!)
  • Tashco
    Tashco Posts: 48 Forumite
    10 Posts Name Dropper
    @666666 don’t give up. I almost pulled my application and went with someone else. Believe me your SOOO CLOSE!!! 
  • 666666
    666666 Posts: 73 Forumite
    10 Posts Name Dropper
    Thank you so much @Tashco and @propertyhunter really appreciate your well wishes :)@AilieG01 please do let me know how you're getting on. Fingers crossed for both of us!
  • AilieG01
    AilieG01 Posts: 66 Forumite
    10 Posts First Anniversary Name Dropper
    @666666 we phoned the broker today and he said the waiting time was 12 days and basically dont phone and to wait o him phoning. My husband is back abroad to work on Monday for four weeks so hoping we hear before he goes. Phoned the number @Tashco had but that’s only if you apply direct. The lady I spoke to was rather surprised when we said about 12 days to look at documents. Said that’s never been as long. 
  • Ferrier
    Ferrier Posts: 16 Forumite
    10 Posts Name Dropper
    Hi all new to the forum.

    My HSBC Application so far

    Dip 26/01

    Full Application 26/01

    Valuation 04/02

    Devaluation 07/02

    New agreed sale price 07/02

    Mortgage advisor said his panel is saying case reviewed 10/02
    Hopefully it won't be to much longer
  • propertyhunter
    propertyhunter Posts: 607 Forumite
    500 Posts Third Anniversary Name Dropper
    @Ferrier out of interest what was the percentage devaluation and what part of the country are you in? I just want to get a sense of the market is all. 
  • Ferrier
    Ferrier Posts: 16 Forumite
    10 Posts Name Dropper
    propertyhunter said:
    @Ferrier out of interest what was the percentage devaluation and what part of the country are you in? I just want to get a sense of the market is all. 
    Hi I'm in Cardiff. My offer Was 215k but the valuation came back at 200k So I had to renegotiate the price with the vendor. Hopefully I will get an offer soon
  • Ferrier
    Ferrier Posts: 16 Forumite
    10 Posts Name Dropper
    @Tashco Did you receive your offer via email or in the post
    Thank you
  • AilieG01
    AilieG01 Posts: 66 Forumite
    10 Posts First Anniversary Name Dropper
    @ferrier fingers crossed it’s not too far away for you! My valuation was done on the 8th and since my offer was 25k less that the original asking price I think it should be fine. 
    Is case reviewed the last part before offer? 
  • Ferrier
    Ferrier Posts: 16 Forumite
    10 Posts Name Dropper
    @AilieG01 Hopefully we will hear something very soon. If there was a problem with your valuation I'm sure you would of heard something by now. Fingers crossed for you
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