Aldermore - Process

Reddington85

JMcc123 said:

Reddington85 said:

CLJ2986 said:

Reddington85 said:

After harassing my solicitor on a daily business and my vendors EA doing the same (they have been brilliant) we finally got contracts and deeds through today - so I'll print them off and see if we can't get this party started!!

Hopefully it all goes quickly from this point

We signed and sent back our contracts 2 weeks ago 🙃 the last update I had was 6 enquiries outstanding (EA said they had been answered, solicitor says they haven't. EA is on holiday until 27th.) And AML checks were being done, which has been a headache all of its own. She did say once that was complete she would request our deposit. Going to call in morning for an update but hoping to be able to set dates this week. 

Ah it's just neverending queries isn't it? All our searches and queries are back which has prompted the contract being released (in defence of my solicitor he is grumpy but methodical)

I'm cautiously continuing to pack up boxes and hope for the best! 

I would be packing, have they mentioned a suggested date at all? 

Our buyers have suggested 2nd but the vendor isn't ready as none of this was communicated to him (he's chain free) as again my solicitor wanted to have all his ducks in a row. So it's potentially the 9th or 16th - only Friday seems to be a thing

I've signed the aldermore mortgage deeds too now

I've posted the contracts back this morning. I'm still unsure how things work like how long it takes to pay back the Help to Buy Loan, how long it takes for my current mortgage to be paid off and the new one to be issued.

Don't get me started on exchange deposit vs mortgage deposit!

CLJ2986

JMcc123 said:

Tiny update - vendors solicitor has made contact with EA advising that they're chasing the lender, but no expected timescale.

Ah what a nightmare for you. Are you hanging on for some news or planning to start looking elsewhere? Oh, did Aldermore confirm anything to you when funds had been requested? Seen a few people say lender had confirmed funds requested and just wondering.

JMcc123

Reddington85 said:

JMcc123 said:

Reddington85 said:

CLJ2986 said:

Reddington85 said:

After harassing my solicitor on a daily business and my vendors EA doing the same (they have been brilliant) we finally got contracts and deeds through today - so I'll print them off and see if we can't get this party started!!

Hopefully it all goes quickly from this point

We signed and sent back our contracts 2 weeks ago 🙃 the last update I had was 6 enquiries outstanding (EA said they had been answered, solicitor says they haven't. EA is on holiday until 27th.) And AML checks were being done, which has been a headache all of its own. She did say once that was complete she would request our deposit. Going to call in morning for an update but hoping to be able to set dates this week. 

Ah it's just neverending queries isn't it? All our searches and queries are back which has prompted the contract being released (in defence of my solicitor he is grumpy but methodical)

I'm cautiously continuing to pack up boxes and hope for the best! 

I would be packing, have they mentioned a suggested date at all? 

Our buyers have suggested 2nd but the vendor isn't ready as none of this was communicated to him (he's chain free) as again my solicitor wanted to have all his ducks in a row. So it's potentially the 9th or 16th - only Friday seems to be a thing

I've signed the aldermore mortgage deeds too now

I've posted the contracts back this morning. I'm still unsure how things work like how long it takes to pay back the Help to Buy Loan, how long it takes for my current mortgage to be paid off and the new one to be issued.

Don't get me started on exchange deposit vs mortgage deposit!

Any of those dates are soon though! I'd definitely be packing, doubt you'll be as unlucky as me 😅
I would ask your solicitor, mine has explained loads to me, I was constantly asking questions and still am 🙈 x

JMcc123

CLJ2986 said:

JMcc123 said:

Tiny update - vendors solicitor has made contact with EA advising that they're chasing the lender, but no expected timescale.

Ah what a nightmare for you. Are you hanging on for some news or planning to start looking elsewhere? Oh, did Aldermore confirm anything to you when funds had been requested? Seen a few people say lender had confirmed funds requested and just wondering.

Hanging on for news, we're away next week Mon - Fri, so technically buys us another week if its not resolved this week. Trying to focus on the positives of being rent and mortgage free for a week 😅
I got no notification, I emailed my solicitor the week before completion was scheduled to confirm they'd been requested and they had requested they were released for 18/06 the same day the date was agreed.. and here I am 4 days later 😅🙈 x

Reddington85

JMcc123 said:

Reddington85 said:

JMcc123 said:

Reddington85 said:

CLJ2986 said:

Reddington85 said:

After harassing my solicitor on a daily business and my vendors EA doing the same (they have been brilliant) we finally got contracts and deeds through today - so I'll print them off and see if we can't get this party started!!

Hopefully it all goes quickly from this point

We signed and sent back our contracts 2 weeks ago 🙃 the last update I had was 6 enquiries outstanding (EA said they had been answered, solicitor says they haven't. EA is on holiday until 27th.) And AML checks were being done, which has been a headache all of its own. She did say once that was complete she would request our deposit. Going to call in morning for an update but hoping to be able to set dates this week. 

Ah it's just neverending queries isn't it? All our searches and queries are back which has prompted the contract being released (in defence of my solicitor he is grumpy but methodical)

I'm cautiously continuing to pack up boxes and hope for the best! 

I would be packing, have they mentioned a suggested date at all? 

Our buyers have suggested 2nd but the vendor isn't ready as none of this was communicated to him (he's chain free) as again my solicitor wanted to have all his ducks in a row. So it's potentially the 9th or 16th - only Friday seems to be a thing

I've signed the aldermore mortgage deeds too now

I've posted the contracts back this morning. I'm still unsure how things work like how long it takes to pay back the Help to Buy Loan, how long it takes for my current mortgage to be paid off and the new one to be issued.

Don't get me started on exchange deposit vs mortgage deposit!

Any of those dates are soon though! I'd definitely be packing, doubt you'll be as unlucky as me 😅
I would ask your solicitor, mine has explained loads to me, I was constantly asking questions and still am 🙈 x

I enthusiasically packed and decluttered back in April.

Now I dread it! 

CLJ2986

JMcc123 said:

CLJ2986 said:

JMcc123 said:

Tiny update - vendors solicitor has made contact with EA advising that they're chasing the lender, but no expected timescale.

Ah what a nightmare for you. Are you hanging on for some news or planning to start looking elsewhere? Oh, did Aldermore confirm anything to you when funds had been requested? Seen a few people say lender had confirmed funds requested and just wondering.

Hanging on for news, we're away next week Mon - Fri, so technically buys us another week if its not resolved this week. Trying to focus on the positives of being rent and mortgage free for a week 😅
I got no notification, I emailed my solicitor the week before completion was scheduled to confirm they'd been requested and they had requested they were released for 18/06 the same day the date was agreed.. and here I am 4 days later 😅🙈 x

I'm so sorry you're going through this. I can't even get a response from my solicitor. Must be time for a phone call 🤣 I just want to know if the enquiries have been answered! 

JMcc123

Reddington85 said:

JMcc123 said:

Reddington85 said:

JMcc123 said:

Reddington85 said:

CLJ2986 said:

Reddington85 said:

After harassing my solicitor on a daily business and my vendors EA doing the same (they have been brilliant) we finally got contracts and deeds through today - so I'll print them off and see if we can't get this party started!!

Hopefully it all goes quickly from this point

We signed and sent back our contracts 2 weeks ago 🙃 the last update I had was 6 enquiries outstanding (EA said they had been answered, solicitor says they haven't. EA is on holiday until 27th.) And AML checks were being done, which has been a headache all of its own. She did say once that was complete she would request our deposit. Going to call in morning for an update but hoping to be able to set dates this week. 

Ah it's just neverending queries isn't it? All our searches and queries are back which has prompted the contract being released (in defence of my solicitor he is grumpy but methodical)

I'm cautiously continuing to pack up boxes and hope for the best! 

I would be packing, have they mentioned a suggested date at all? 

Our buyers have suggested 2nd but the vendor isn't ready as none of this was communicated to him (he's chain free) as again my solicitor wanted to have all his ducks in a row. So it's potentially the 9th or 16th - only Friday seems to be a thing

I've signed the aldermore mortgage deeds too now

I've posted the contracts back this morning. I'm still unsure how things work like how long it takes to pay back the Help to Buy Loan, how long it takes for my current mortgage to be paid off and the new one to be issued.

Don't get me started on exchange deposit vs mortgage deposit!

Any of those dates are soon though! I'd definitely be packing, doubt you'll be as unlucky as me 😅
I would ask your solicitor, mine has explained loads to me, I was constantly asking questions and still am 🙈 x

I enthusiasically packed and decluttered back in April.

Now I dread it! 

Gosh I feel that! My house is an actual shell at the moment! Boxes and chaos everywhere x

JMcc123

CLJ2986 said:

JMcc123 said:

CLJ2986 said:

JMcc123 said:

Tiny update - vendors solicitor has made contact with EA advising that they're chasing the lender, but no expected timescale.

Ah what a nightmare for you. Are you hanging on for some news or planning to start looking elsewhere? Oh, did Aldermore confirm anything to you when funds had been requested? Seen a few people say lender had confirmed funds requested and just wondering.

Hanging on for news, we're away next week Mon - Fri, so technically buys us another week if its not resolved this week. Trying to focus on the positives of being rent and mortgage free for a week 😅
I got no notification, I emailed my solicitor the week before completion was scheduled to confirm they'd been requested and they had requested they were released for 18/06 the same day the date was agreed.. and here I am 4 days later 😅🙈 x

I'm so sorry you're going through this. I can't even get a response from my solicitor. Must be time for a phone call 🤣 I just want to know if the enquiries have been answered! 

Yeah I would 100% be calling daily, there's no excuse for ignorance! X

CLJ2986

JMcc123 said:

CLJ2986 said:

JMcc123 said:

CLJ2986 said:

JMcc123 said:

Tiny update - vendors solicitor has made contact with EA advising that they're chasing the lender, but no expected timescale.

Ah what a nightmare for you. Are you hanging on for some news or planning to start looking elsewhere? Oh, did Aldermore confirm anything to you when funds had been requested? Seen a few people say lender had confirmed funds requested and just wondering.

Hanging on for news, we're away next week Mon - Fri, so technically buys us another week if its not resolved this week. Trying to focus on the positives of being rent and mortgage free for a week 😅
I got no notification, I emailed my solicitor the week before completion was scheduled to confirm they'd been requested and they had requested they were released for 18/06 the same day the date was agreed.. and here I am 4 days later 😅🙈 x

I'm so sorry you're going through this. I can't even get a response from my solicitor. Must be time for a phone call 🤣 I just want to know if the enquiries have been answered! 

Yeah I would 100% be calling daily, there's no excuse for ignorance! X

I called twice, couldn't get through. Will try again in a bit. Its a joke. These enquiries have been outstanding for at least 3 weeks if not longer. We are so close but still no end date!

JMcc123

CLJ2986 said:

JMcc123 said:

CLJ2986 said:

JMcc123 said:

CLJ2986 said:

JMcc123 said:

Tiny update - vendors solicitor has made contact with EA advising that they're chasing the lender, but no expected timescale.

Ah what a nightmare for you. Are you hanging on for some news or planning to start looking elsewhere? Oh, did Aldermore confirm anything to you when funds had been requested? Seen a few people say lender had confirmed funds requested and just wondering.

Hanging on for news, we're away next week Mon - Fri, so technically buys us another week if its not resolved this week. Trying to focus on the positives of being rent and mortgage free for a week 😅
I got no notification, I emailed my solicitor the week before completion was scheduled to confirm they'd been requested and they had requested they were released for 18/06 the same day the date was agreed.. and here I am 4 days later 😅🙈 x

I'm so sorry you're going through this. I can't even get a response from my solicitor. Must be time for a phone call 🤣 I just want to know if the enquiries have been answered! 

Yeah I would 100% be calling daily, there's no excuse for ignorance! X

I called twice, couldn't get through. Will try again in a bit. Its a joke. These enquiries have been outstanding for at least 3 weeks if not longer. We are so close but still no end date!

With no chain, it may just fly through next week or something! Who knows!

My solicitor has requested a detailed update before the end of the day, so ive given him a break of my two hourly emails and will chase again just after 4 😅

Also got a welcome call from aldermore asking how my move went 🤣 talk about rubbing salt in a wound!