Aldermore - Process

JMcc123

@CLJ2986 the problem is, the van is booked for 09:00, say an 60-90 minutes to load it, then it's  60 - 90 minutes to get to the new house, so I either get someone to go unload everything and hover around her until lunch time ish, so the worst is done by the time we get back, then take him onto the induction. Just so stressful (and typical!), I'm hoping they can offer literally ANY other date, as I really struggle with changing plans last minute when why're already in my head! Plus also think the little one may be slightly confused going straight from his last day at nursery to his first visit at school, new house, new town etc, seems like a lot for a little one to take on in one day! x

rainbow_791

We hve heard today from our mortgage advisor that Aldermore are happy with our documents and have instructed the valuation. Can I please ask from this point how long is has taken before people have had their valuation then offer

CLJ2986

rainbow_791 said:

We hve heard today from our mortgage advisor that Aldermore are happy with our documents and have instructed the valuation. Can I please ask from this point how long is has taken before people have had their valuation then offer

Mine was a week from the valuation to the offer being issued. Positive news!

JMcc123

rainbow_791 said:

We hve heard today from our mortgage advisor that Aldermore are happy with our documents and have instructed the valuation. Can I please ask from this point how long is has taken before people have had their valuation then offer

Same here, my offer was received a week after valuation

rainbow_791

JMcc123 said:

rainbow_791 said:

We hve heard today from our mortgage advisor that Aldermore are happy with our documents and have instructed the valuation. Can I please ask from this point how long is has taken before people have had their valuation then offer

Same here, my offer was received a week after valuation

Thank you, we don't want to get too excited but it is so nice for things to be moving and daring to feel a bit more positive 

CLJ2986

JMcc123 said:

@CLJ2986 the problem is, the van is booked for 09:00, say an 60-90 minutes to load it, then it's  60 - 90 minutes to get to the new house, so I either get someone to go unload everything and hover around her until lunch time ish, so the worst is done by the time we get back, then take him onto the induction. Just so stressful (and typical!), I'm hoping they can offer literally ANY other date, as I really struggle with changing plans last minute when why're already in my head! Plus also think the little one may be slightly confused going straight from his last day at nursery to his first visit at school, new house, new town etc, seems like a lot for a little one to take on in one day! x

Ah I hope you get it sorted!

AFScot

Well thats our offer just through! Yesterday was a flurry of activity with our broker escalating within Aldermore, which seemed to be successful as the offer landed at 10am. Such a relief!
27/05 - Application sent
08/06 - Ask for additional information
14/06 - Ask for additional information
16/06 - Formal escalation as family will be homeless mid July!
17/06 - Offer through
We're in Scotland so home report was available instead of needing a valuation as part of this process.

CLJ2986

AFScot said:

Well thats our offer just through! Yesterday was a flurry of activity with our broker escalating within Aldermore, which seemed to be successful as the offer landed at 10am. Such a relief!
27/05 - Application sent
08/06 - Ask for additional information
14/06 - Ask for additional information
16/06 - Formal escalation as family will be homeless mid July!
17/06 - Offer through
We're in Scotland so home report was available instead of needing a valuation as part of this process.

Ah amazing congrats, so glad you got it sorted. 

K_S

AFScot said:

Well thats our offer just through! Yesterday was a flurry of activity with our broker escalating within Aldermore, which seemed to be successful as the offer landed at 10am. Such a relief!
27/05 - Application sent
08/06 - Ask for additional information
14/06 - Ask for additional information
16/06 - Formal escalation as family will be homeless mid July!
17/06 - Offer through
We're in Scotland so home report was available instead of needing a valuation as part of this process.

@afscot Congrats on the offer and well done by your broker to escalate it. Aldermore underwriters sometimes get into a never ending loop of additional queries, often pointless and poorly described.

And their document upload system is like a black hole, you can upload multiple documents against a requirement, but there is no way for the broker to see what was uploaded and when, except for the very last one.

AFScot

K_S said:

AFScot said:

Well thats our offer just through! Yesterday was a flurry of activity with our broker escalating within Aldermore, which seemed to be successful as the offer landed at 10am. Such a relief!
27/05 - Application sent
08/06 - Ask for additional information
14/06 - Ask for additional information
16/06 - Formal escalation as family will be homeless mid July!
17/06 - Offer through
We're in Scotland so home report was available instead of needing a valuation as part of this process.

@afscot Congrats on the offer and well done by your broker to escalate it. Aldermore underwriters sometimes get into a never ending loop of additional queries, often pointless and poorly described.

And their document upload system is like a black hole, you can upload multiple documents against a requirement, but there is no way for the broker to see what was uploaded and when, except for the very last one.

Yes I think it got to the point of, either tell us what the issue is with the application, or approve it!