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Saffron BS Mortgage
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No there is no chain, I am currently renting and my seller used to rent the property but it's been empty since January. So I managed to get a lower offer accepted because I was a good prospective buyer (the EA was really good in my opinion), but they put the condition to keep the property on the market....... so I'm starting to be really nervous lately and I expect any day to receive the call that they've received another offer!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/660 -
laura_lau said:No there is no chain, I am currently renting and my seller used to rent the property but it's been empty since January. So I managed to get a lower offer accepted because I was a good prospective buyer (the EA was really good in my opinion), but they put the condition to keep the property on the market....... so I'm starting to be really nervous lately and I expect any day to receive the call that they've received another offer!1
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kennedy1989 said:Oh yes it’s 7 weeks today. We applied the same days as Nervouslywaiting.
oh yeah you need to be quite pushy with the MAs I think. I mean what were they doing for that extra 5 weeks you’ve been in process 😫 are you in a big chain?
No chain is a real big bonus I think. We are in the middle but luckily its not too big... first time buyer is buying ours, and our seller is buying a new build. So we are really just waiting for her house to be built and then it's all go I hope!0 -
I’ve got my mortgage offer just now, in the post!!!!! Such a nice surprise!!!! They didn’t send any email or inform my mortgage advisor, as yesterday they said they would expect to know something next week! It was issued yesterday and posted first class! I’m so excited! Valuation was done only 2 days ago. I really hope you also get news within a matter of a couple of days Max!!!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/660 -
Fantastic! Congratulations! At least they sped up this last bit for you!1
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laura_lau said:I’ve got my mortgage offer just now, in the post!!!!! Such a nice surprise!!!! They didn’t send any email or inform my mortgage advisor, as yesterday they said they would expect to know something next week! It was issued yesterday and posted first class! I’m so excited! Valuation was done only 2 days ago. I really hope you also get news within a matter of a couple of days Max!!!0
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@kennedy1989 any news? 🤞🤞0
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laura_lau said:I’ve got my mortgage offer just now, in the post!!!!! Such a nice surprise!!!! They didn’t send any email or inform my mortgage advisor, as yesterday they said they would expect to know something next week! It was issued yesterday and posted first class! I’m so excited! Valuation was done only 2 days ago. I really hope you also get news within a matter of a couple of days Max!!!0
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Nervouslywaiting said:@kennedy1989 any news? 🤞🤞0
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No but our valuation isn't until tomorrow, so hoping to hear something early next week 🤞 I think the red card sounds very promising!! Can you call your broker and see if he has had it through email?0
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