Saffron BS Mortgage

kennedy1989

We had an update. Basically an offer but the house has damp. They will hold 5% back of offer So we need to do that work and Get certificate and then they will reimburse the money to us. So we are fine with that. But guess now we are back in the queue to say we are fine!!!   

Nervouslywaiting

Aw but congratulations on the offer, I'm so pleased for you! That's great news and glad it's something that you can sort out 😁 

kennedy1989

Thanks but it’s not over just yet haha we had to send over statements showing we have the funds to carry out the damp work. So just done that and then said we are fine with the conditional offer. Back into that bloody queue!!!
have you not heard anything yet? 

Nervouslywaiting

You'll get there, it all sounds really positive! Best of luck 👍 
Nope heard nothing. Today is a week since we were officially back in the underwriters queue. 

kennedy1989

Ok good luck and fingers crossed you hear sooner rather than later. They replied to us in 9 working days so I think yours will prob be the same. Hoping they just come back with a valuation request for you! 

rf123

Great news!! All these hoops it’s mental!

Nervouslywaiting

Our valuation has now been instructed. I hope this is a good sign guys?? 🙈🙈

kennedy1989

Nervouslywaiting said:

Our valuation has now been instructed. I hope this is a good sign guys?? 🙈🙈

Yay! When is it happening? 

Nervouslywaiting

They said they'll contact our vendor in the next 48 hours to arrange it. I really hope this means they are happy with the underwriting! Have you heard anything else? 

laura_lau

I wished I found this thread earlier! @Nervouslywaiting I think I'm in the same position as you, as my valuation was finally booked on the 27th and carried our yesterday! It took forever to get pretty much any kind of updates, just like all I've read through here! I wrote to my broker today to ask for an update and they said hopefully we will know something by end of next week.... I have the feeling my broker wasn't as good as yours, as he didn't tell me any of the info others did, as I read through the thread here! He never chased or asked for info, I literally had to lose my patience to get him chase Saffron! The valuation was instructed almost 4 weeks after I sent the last requested documents, which is crazy! Yesterday marks 12 weeks since I submitted my full application.... This wait is just horrendous!