Third time's the charm...

LittleMissDetermined

Morning everyone, although I've been awake since 4:45am - No idea why but my brain just wouldn't switch off... I think it will be an early night tonight.  I have had an email from work this morning reminding me that my MOT is due, so I think I know where the Vinted money will be spent  

PADs made this morning to CC7 and sealed pot, just little ones.  Today will be another NSD and I'll be declaring early, I am hoping to get caught up with work today as there's not much of the week left now and my email inbox is still bursting I do sometimes wonder what the point of an out of office message is.

I made the most of my early start and already have 2 loads of laundry on the line. Hopefully the day will stay nice and bright to get that dry. 

Have a great day guys
LMD x

Keedie

There's lots of 1 or 2 night stays that include dinner, hotel stay, breakfast, spa access and sometimes even a treatment as well. So you can have a mini break of sorts. My mum found a spa break in Reading, that was £169 for two people. So there's plenty of deals out there.

LittleMissDetermined

So, this evening my Vinted money has come through to the bank and I have sent £44 to CC7. This takes me past the next £100 barrier and I've kept the rest aside to pay for the car MOT and any remedial work needed.  If it costs more, I have some in my EF I can use to deal with any repairs, after all - that's what the EF is there for...unexpected bills.

I have now been able to colour off another square on my debt chart too... but there is still a very long way to go. 

Have a good evening, I'm off to binge some telly 
LMD x

LittleMissDetermined

Morning!  Another bright and sunny day, but aside from yesterday's clothes the laundry basket is empty so no line-drying to be done today... 

Woke up naturally this morning and it really makes a difference to how refreshed I feel.  Anyway, it's Friday and time for a look at the finances: 

• Cash £10
• Car account £4607
• Bills account £234.96
• Spends account £172.06
• EF £422.28
• Sealed pot £2002.52
• Debt free by xmas £7936.20/£8k
• Gift Cards £459.07
• CC7 £7195

Not looking too bad really, there are another 17 days to pay day. My target debt free date is still 27 September 2023 and I still believe this is realistic and achievable. I re-read the start of my diary when I was juggling 4-5 credit cards and cannot believe the difference in how 'in control' I feel and I can't remember the last time I was awake in the night worrying about money.

Today's PAD was just £1 to CC7 but today will be another NSD, so number 6 for June. Not sure about tomorrow yet as I can't remember what my plans are for the weekend.  Will check with hubby once he's up (it's an age thing)

I hope everyone has a wonderful Friday!
LMD x

abaka

It's great to see how far you've came and knowing you have an agreed end date which is achievable!!  

Squirrelz92

Wow your finances are looking great! You must be so proud. No better feeling than being able to sleep not worrying constantly about how you will never be free of debt. That Vinted sale is a great chunk of money to throw at CC7!

LittleMissDetermined

Thanks, yeah I’m pretty pleased at the moment. I will never count my chickens though until all the debt has gone, life has a habit of throwing something at you from left field to knock you off course! 

LMD x

RelievedSheff

You are doing great. You should be proud of how far you have come

LittleMissDetermined

Thanks RS… I do feel proud!  I just know there’s still a long way to go x

RelievedSheff

LittleMissDetermined said:

Thanks RS… I do feel proud!  I just know there’s still a long way to go x

You will be there before you know it