Third time's the charm...

LittleMissDetermined

bigbeff said:

Have you got a blank copy of your spreadsheet? I'd love to see how other people record? I'm just doing balances and writing spends each day - which is pretty similar to my bank statement! 

Hi lovely, yes I have. If you PM me your email address I will send you a copy x

Keedie

LittleMissDetermined said:

bigbeff said:

Have you got a blank copy of your spreadsheet? I'd love to see how other people record? I'm just doing balances and writing spends each day - which is pretty similar to my bank statement! 

Hi lovely, yes I have. If you PM me your email address I will send you a copy x

Hey LMD, if I PM you my email address can you send me a copy of your spreadsheet too? You've been really inspiring me to tackle my debt and I've been learning so much from this forum.xx

LittleMissDetermined

Keedie said:

LittleMissDetermined said:

bigbeff said:

Have you got a blank copy of your spreadsheet? I'd love to see how other people record? I'm just doing balances and writing spends each day - which is pretty similar to my bank statement! 

Hi lovely, yes I have. If you PM me your email address I will send you a copy x

Hey LMD, if I PM you my email address can you send me a copy of your spreadsheet too? You've been really inspiring me to tackle my debt and I've been learning so much from this forum.xx

Yes of course x

LittleMissDetermined

Late update from me today, I slept in a bit and then popped into town with hubby to enjoy the gorgeous weather. I had some bagged change from my physical sealed pot to take to the bank, and we have had a wander round some charity shops looking for interesting books to read.

We are just grabbing some lunch in town before heading home so not a NSD for me but I’m having a lovely day.

PADs made this morning £1 to CC7 and £4 to the virtual sealed pot. I also popped my purse change into the physical pot.

Hope everyone has a lovely sunny day. I’m making the most of it before I go back to work tomorrow.

LMD x

LittleMissDetermined

Morning all! Bright and early start to work today and started wading through my many (many) emails... Just stopped for a coffee and an update here. 

After a fair few spendy days off work I am back on track and it will be a NSD today - number 4 for June.  PAD of £1 sent to CC7 this morning, it will be nice to see that balance begin with a '6' over the course of the next month or so.  

No more Vinted sales, the last bag I sold should be delivered today or tomorrow so that will be a nice amount to add to my balance, I might pull it out of my Vinted account and send it to the credit card, I can't quite decide.

Anyway, back to work I go, it's amazing how people can fill your calendar when you're not around... hardly got any time today! 
LMD x

Squirrelz92

Great going on the 4 NSD's! Would love to be able to do more of these!

LittleMissDetermined

Squirrelz92 said:

Great going on the 4 NSD's! Would love to be able to do more of these!

I just buy the things I need on the spendy days, similar principle to frontloading the month I guess. You get used to planning when to spend 

LittleMissDetermined

Well, what a day today!  I have spent the entire day thinking it was Monday, so the bonus is that I'm actually at the end of Wednesday!  

Not managed to get through all of my emails, and I really don't feel like I'm up to speed as I have had a lot of meetings booked in whilst I've been on leave so I've been a bit spinny-headed today... Hopefully tomorrow will be better. 

I've sent another £5 to the sealed pot which takes me to £2k in there (plus 4p)  I'm afraid I just got too impatient to complete my colouring chart and as today has been a NSD it seemed logical to use some for that.  I'm really chuffed that I've managed to squirrel away £2k, even if some has been left over Christmas and Birthday money. 

Pretty much as soon as I had updated this morning I had another Vinted sale so I posted that at lunch and it should be already winging its way to the buyer.  I have the more expensive ones left so they may need some discounts to attract a sale. 

Not sure what it's like where you guys are but tonight it feels so stifling! There seems to be no air at all... I've got all the windows open but it doesn't seem to be making any difference.  That'll be fun come bed time!

Anyway - have a good evening folks 
LMD x

Keedie

Well done on the NSD and with the Vinted sales. I think if you can't decided on what to do with the money, you could always do a 50/50 or 60/40 split in your favour, so that some goes to the credit card and you keep the rest. Personally, I think you've worked so hard with your debts that you should treat yourself, maybe get a wowcher spa deal or something. I think if you create a memory with your treat instead of acquiring more stuff, then you may enjoy it more? x

LittleMissDetermined

Keedie said:

Well done on the NSD and with the Vinted sales. I think if you can't decided on what to do with the money, you could always do a 50/50 or 60/40 split in your favour, so that some goes to the credit card and you keep the rest. Personally, I think you've worked so hard with your debts that you should treat yourself, maybe get a wowcher spa deal or something. I think if you create a memory with your treat instead of acquiring more stuff, then you may enjoy it more? x

OOh a spa day could be a winner there Keedie - thanks!