Cifas marker

BrownTrout

Jamesyb123 said:

I just hope the OP applies for a savings account with Coventry and then comes back to confirm that it was closed, just FYI after I had my marker I applied with 5 building societies including Coventry and they were all closed within a week of opening because of cifas. All I’m doing is speaking from experience. 

Your experience is not the norm though.
Anyone who struggles because of a CIFAS marker should head to their local BS and open a passbook account unless they want to pay for some prepaid account!

Jamesyb123

BrownTrout said:

Jamesyb123 said:

I just hope the OP applies for a savings account with Coventry and then comes back to confirm that it was closed, just FYI after I had my marker I applied with 5 building societies including Coventry and they were all closed within a week of opening because of cifas. All I’m doing is speaking from experience. 

Your experience is not the norm though.
Anyone who struggles because of a CIFAS marker should head to their local BS and open a passbook account unless they want to pay for some prepaid account!

I’m so tempted to apply for the Coventry and then show you the letter when it gets closed but I don’t want any recent records with companies that I might want a mortgage from when the markers gone next year.

kieran_coster

Thanks for all the help, I’ve currently opened a case with Cifas and financial ombudsman to check starlings report out, il try open a passbook account or a building society account while this is taking place 

Jamesyb123

Let us know if the building society accounts work

kieran_coster

Jamesyb123 said:

Let us know if the building society accounts work

I’m in the middle of it getting disputed with cifas and starling the only other option atm I can find is to try thinkmoney-heard they accept people and I’ve also opened a local credit union account which allows you top open a engage prepaid card through the credit union hopefully these work? Has anyone tried thinkmoney yet

Jamesyb123

Yes I used think money when I first had my marker they are fine to use mate and it shouldn’t get closed down

kieran_coster

Jamesyb123 said:

Yes I used think money when I first had my marker they are fine to use mate and it shouldn’t get closed down

Just waiting to see if my engage prepaid account via my credit union is successfull before tying thinkmoney will update when I get more info cheers for the help👍

Jamesyb123

No worries I wouldn’t stress I had the marker which was my fault and I had no issues with think money so u should be ok mate

kieran_coster

Jamesyb123 said:

No worries I wouldn’t stress I had the marker which was my fault and I had no issues with think money so u should be ok mate

How long ago was this I’m scared to apply and get declined

Jamesyb123

It was 2018 mate, as I recall they didn’t do a hard credit search as it’s pre paid card but I can’t be sure. I think it’ll be fine