Dolly's Journey to Mortgage Freedom

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary Name Dropper First Post I've been Money Tipped!
    edited 1 March 2021 at 4:03PM
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    Kitchen
    £TBC - Washing machine
    £TBC - Fridge freezer
    £TBC - Total spends

    Need those 2 big appliances and everything else. Have bought a few bits so will update this later. 
  • [Deleted User]
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    Bathroom
    £TBC - Total spends
  • [Deleted User]
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    Want to keep a track of my spending so I've added a post for each room in the house and I will update these as I go, will keep this updated on my spreadsheet aswell. 
  • beanielou
    beanielou Posts: 90,662 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    You could have one wall as a colour?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • FtbDreaming
    FtbDreaming Posts: 1,121 Forumite
    First Anniversary First Post Name Dropper
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    I have one feature wall in every room. Only costs about £36 for 3 rolls and some paste in b&q. I change it every year or 2 in livingroom when I get bored. The rest of the walls are cream. 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £60,200 (59.9% LTV)
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • [Deleted User]
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    Decided to just stay with all white in the living room. I have a few wee random prints and paintings I have picked up over the years and just going to put them up in there. 
  • FtbDreaming
    FtbDreaming Posts: 1,121 Forumite
    First Anniversary First Post Name Dropper
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    Yeah you can always add things at a later date if you feel like it. When we moved in here we initially done every room white. Then a few years ago I decided I wanted to inject some colour. Then I went back to the white again when I realised how much cheaper it is to just go around the house with a tub of white refreshing everything (I have 3 scruffy kids lol). 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £60,200 (59.9% LTV)
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • [Deleted User]
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    So this morning my little Primrose (car) has got something wrong with her. Her engine warning light is on, it was shuddering a bit when I first started the engine then when I was driving the ABS light came on. 

    Called and got her booked into a VW and Audi local specialist on Monday morning so will be driving as little as possible or even not at all until I am taking it to the garage. 

    Hoping it's not gonna cost a fortune to fix.
  • [Deleted User]
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    So couple of updates from pay in pay out day;
    • £100.00 paid to Mum's IOU - £2,900.00 left to pay
    • £100.00 paid to my EF - £7,900.00 left to save

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary Name Dropper First Post I've been Money Tipped!
    edited 4 March 2021 at 6:29PM
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    Primrose has a faulty timing chain and it is going to cost me about £600 to fix her. 

    Going to be off the road for a couple of weeks. 

    I'll be lost without her. 
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