Dolly's Journey to Mortgage Freedom

savingholmes

We started out with gifted second-hand furniture... It does the job... 

family355

Same here, we once bought a new sofa 8 years ago, within the first month my sister spilt a glass of red wine over one of the chairs and my then 2 year old thought a blue pottery paint would look a lovely colour on it 😱 New bedroom furniture from ikea has so far stood the test of time! 

Good luck in your journey 🙂

[Deleted User]

I'll gladly take some hand me down furniture. 

Oh I love Ikea. I have malm drawer and beside tables that I've had for years that will be moving with me.

Nonnadiluca

The only new thing my DGD bought was a desk as she needed one quickly to work from home. 7 months later, and she is going to sell it and replace it with a second hand one as she said it looks cheap and nasty compared to her other, solid wood furniture. Her flat looks really stylish and expensive!

[Deleted User]

I'm working from home so will need a desk. Will wait till I'm in though cos I need to figure out sizes for other furniture first.

[Deleted User]

Sitting waiting on the postman.Really hope I get my offer in this morning!

Will keep you posted. 

[Deleted User]

Post has been and no mortgage offer. 

Hopefully tomorrow.

[Deleted User]

Waiting for the postie again, fingers crossed it comes today. 

[Deleted User]

Mortgage offer has arrived. 

One special condition is that I pay of my credit card in full before completion but the balance on that is only £150. 

I've emailed my solicitor to see what I need to do now. 

First time buyer so I am not exactly sure how this all works. 

FtbDreaming

Hi! I bought my first house in august and I got my mortgage offer in February so don’t be too disappointed if nothing happens for quite a while. Have you instructed your solicitor and sent the first money for the searches? (I think that was around £400). They also send you forms to complete for anti money laundering checks, confirm your identity and ask for proof of funds. 

Good luck to you though! I remember how exciting it was when mine came through... then stressful when nothing happened... then I became resigned to that nothing was going to happen.. then after an emotional rollercoaster I owned the house! 

Now I’m at the obsessively calculating mortgage overpayment phase and last year feels like a lifetime ago! Xxx