Halifax Mortgage application (awaiting decision)

dan2442

Perfect - thank you!

Tamara161

Does anyone know if Halifax only arrange valuation after they have approved the income side? App currently with underwriters, valuation money has been taken but MA said they won’t book it until we’ve passed underwriting 

themainman84

Tamara161 said:

Does anyone know if Halifax only arrange valuation after they have approved the income side? App currently with underwriters, valuation money has been taken but MA said they won’t book it until we’ve passed underwriting 

Valuation is usually the last stage. income checks generally done first. 

Veromartos

We put our application with Halifax on 2nd August. Halifax keep asking questions (my husband is self-employed) valuation has been done and it was fine. I really do not know what they are looking for?! I don't know if them asking questions its a good or a bad thing. I am panicking

nekr0mantik

Had my valuation yesterday but report not sent back to Halifax yet. 
Most people on here got decision next day which is worrying as now decision cant happen until EServ has sent the valuation.

Kiranyousaf123

We are up to below 
AIP - 18/08
Full application - 20/08
Valuation - 20/08 (came back fine) 

and now heard nothing since. Broker says our app is fairly straight forward. Has anyone else experienced any delays with update/offers

Kiranyousaf123

Veromartos said:

We put our application with Halifax on 2nd August. Halifax keep asking questions (my husband is self-employed) valuation has been done and it was fine. I really do not know what they are looking for?! I don't know if them asking questions its a good or a bad thing. I am panicking

Have you had any update yet? 

nekr0mantik

My valuation got sent to Halifax today according to EServ but Halifax said they not go it.
Hopefully they get and review and let me know tomorrow. 

Kiranyousaf123

Halifax have not pulled an additional audit to check my Husband’s employment, P60 and contract etc. Has anyone had this before. This is the most nerve wracking process 

AAZ

I have applied for Halifax mortgage through MA today, will keep the timeline updated