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Time to start a fresh.
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Ahh not good, the steering rack IS expensive 😔 hopefully it will get through next mot and bide you enough time to think about a suitable replacement. Isn’t it awful that you’re making such great progress to then be back in to owing money again just because of a car! Can’t live with ‘em, can’t live without ‘em! 😂If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing1 -
MrFrugalFever said:Ahh not good, the steering rack IS expensive 😔 hopefully it will get through next mot and bide you enough time to think about a suitable replacement. Isn’t it awful that you’re making such great progress to then be back in to owing money again just because of a car! Can’t live with ‘em, can’t live without ‘em! 😂
I don't plan on changing car cos its a nice car it's just previous owner was a bit lazy eith maintenance!
Haha yes agreed!!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=10 -
Also, the fish tank has leaked again so our floor is completely ruined. So we're getting new wood flooring and a new tank over the weekendI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=10 -
Oh that’s annoying, can your other half fit the flooring himself. Infact that’s very sexist of me you might be handy 🤷🏻♀️. Not me a paint brush is my limit but then again I don’t want to know how to do diy 🤣1
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Parkyp said:Oh that’s annoying, can your other half fit the flooring himself. Infact that’s very sexist of me you might be handy 🤷🏻♀️. Not me a paint brush is my limit but then again I don’t want to know how to do diy 🤣
My OH is a plumber so does a bit of everything which is useful!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Morning all!
Sainsburys are paying me my owed £57 tomorrow so that's a bonus and it's also payday from my main job! Not much going on today, work is super quiet! We're literally sat down drinking coffee, 😂I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
Evening all,
Not much happening but just feeling really positive towards the debt now. I have constant over time availability there it I want it. Ive been asked to let my line manager know if I want anything for the next 3 weeks. So that's a positive but I also don't want to burn myself out either.
OH starter to pull up the rubbish flooring we've got so the house looks like it's explodedhopefully we will have nice new wooden flooring by Sunday evening!
Plan on action for next month is pay fluid and order car parts and get it into the garage. I'm just thinking into the future about how the extra income and savings from having no debt can go towards buying a house with OH. I can't wait, it's a real motivation boost!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
Hi Jade, all seems like positive steps!
In terms of your Sainsburys job, is it a fixed term contract with an end date? Or is it a permanent contract with the opportunity to pick up overtime as and when?1 -
gymgirl11 said:Hi Jade, all seems like positive steps!
In terms of your Sainsburys job, is it a fixed term contract with an end date? Or is it a permanent contract with the opportunity to pick up overtime as and when?
It's actually a temp position at the moment but everyone so far I've spoken to said they started temp and they ended up getting a contract. So I'm hoping for a contract from January. But they're so short staffed that they're always offering over timeI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Morning all,
Sorry not posted much. If I'm not at Sainsburys working I'm at my other job and if I'm not doing that I'm sleeping
OH started laying the new flooring Friday, it's nearly finished but we had to pop out yesterday to buy more. They have a deal on at the minute of buy 4 for the price of 3
I'm working in Sainsburys all week again as they're so short staffed. I worked 28.8 hours last week with them, the cut off for payday is next Saturday so might do some extra shifts next week but not the whole week again!
Some little poo head has stolen a part off my car, its only £10 to replace but still annoying
I plan on going home after work and doing some cleaning, it's OH turn to make dinner tonight so I can watch some TV before falling asleep around 9PMI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11
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