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NatWest Mortgage Timescale 2021
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Applied 6/10, and document review started on 20th0
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TheBookThief said:Whittlesea said:Hi all, wondering if with service levels as they, whether Natwest are any more likely to conduct a desktop valuation? Submitted through a broker on the 14th and yet to hear anything at all. Very anxious as property is old (c1800) with much modernisation needing to be done, and located in a rural village with little comparable properties sold - convinced of a down valuation or retention of some kind and the wait is excruciating... am I right in thinking this is particularly common at the moment?
I think they'll only do a desktop valuation if they have enough information available to compare?0 -
Whittlesea said:TheBookThief said:Whittlesea said:Hi all, wondering if with service levels as they, whether Natwest are any more likely to conduct a desktop valuation? Submitted through a broker on the 14th and yet to hear anything at all. Very anxious as property is old (c1800) with much modernisation needing to be done, and located in a rural village with little comparable properties sold - convinced of a down valuation or retention of some kind and the wait is excruciating... am I right in thinking this is particularly common at the moment?
I think they'll only do a desktop valuation if they have enough information available to compare?1 -
I’ve had an email from optima legal asking me to register with them as they are assisting with my remortgage. Is this legit? Surely NatWest should let me know to expect contract from such a company?0
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@which1982
It will be offer next, ours was all ticked on the Friday then we got the offer via email on the Monday morning. For some reason though ours hasn’t been ticked to offer but it says in a drop down box that offer has been sent. Spoke to my mortgage broker about it and she said don’t worry as she has the offer via email and to stop checking this.Hope this helps0 -
Really helpful, thanks @ashleighflint!An impossible question to really answer, I know…but if there was a major problem that could lead to a decline, I assume they’d have told me by now?! Such a mix of worry/excitement!0
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So, on day 10 we've just had our mortgage fee taken, hoping it gets moving now!0
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which1982 said:Really helpful, thanks @ashleighflint!An impossible question to really answer, I know…but if there was a major problem that could lead to a decline, I assume they’d have told me by now?! Such a mix of worry/excitement!If they were going to decline you would have known by now I’m sure of it. I always go on the chat and ask them there.0
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Thanks!I’ve just managed to get hold of NatWest via online chat and they’ve told me they’re doing ‘KYC’ checks which take up to 2 working days…
I’m guessing this is anti-money laundering etc. but seems odd to be doing that towards the end of the underwriting process?0
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