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Dipping my orange toes into the water..

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  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Hope the car settles for you and you get away on holiday okay.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Orangetoes
    Orangetoes Posts: 361
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    Thanks @savingholmes I will look at that in December then. 
    £134 cheque from tax ppl for my claim for previous years' union fees. Hurrah. 
  • Orangetoes
    Orangetoes Posts: 361
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    View from the glamping tent! 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Lovely on the refund and the view. It all helps 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Orangetoes
    Orangetoes Posts: 361
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    So I was waiting to do an update until my OH made his overpayment... I was waiting until today!!!
    Still better late than never and an exciting milestone...

    Current total: £264,999.99
    Starting total this year: £289,999.99
    Total reduction this year: £25,000

    £25,000 paid off this year. Feeling very happy about that! Thanks for everyone's support and encouragement. 🥳



  • Orangetoes
    Orangetoes Posts: 361
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    Back to school today.... I've been back a few days and already the stress eating has returned. I must not let the stress affect my health so much this year. Here is to a more positive day eating wise! 
  • South_coast
    South_coast Posts: 6,738
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    Good luck 🍀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Orangetoes
    Orangetoes Posts: 361
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    Thank you!! 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    £25k is seriously impressive 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Orangetoes
    Orangetoes Posts: 361
    Fifth Anniversary 100 Posts Name Dropper
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    Thank you @savingholmes it is a satisfying number! 
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