Dipping my orange toes into the water..

Orangetoes

Total needed to reach this year's finance goal- £17,222.65

Achieved two goals-

Applied and been accepted on MA

Bought bed for spare room

Weight loss not so much. Will try again next week!

savingholmes

Congratulations. Sounds like things are going well overall.

Orangetoes

Thanks with such a big mortgage it can feel a bit never ending but being under 275 is in sight which is a big mile stone!

Orangetoes

And just like that it is holiday time! Some good news too, small promotion and a £4,000 pay rise. Non pensionable but it all helps! 

Orangetoes

Mortgage news...we are under £275k!! 

Current total £273,307.99
Starting balance this year - £289,999
Total reduction: £16,691.01

Managing £500 overpay a month, and interest per month is finally under £400, so we are now paying off the interest and a bit more each month. Hurrah. 

Orangetoes

Total needed to reach this year's goal £14, 307.99
Still a challenging goal...but you have to reach for the stars right?!!

savingholmes

Great progress. Fab pay rise too

Orangetoes

Thanks @savingholmes I appreciate the support. 
Trying to keep the summer holiday costs down by making packed lunches everyday, so off to do that now and put the first load of washing on. Such beautiful weather! 

savingholmes

Well done - all those little steps make a big difference.

Orangetoes

So back from a lovely holiday in Cornwall. Cooked a lot so not too spendy either.
Arrived home for a smear test invite (ugh!) and a happier letter telling me I had paid too much tax. Hurrah! Now to decide what to do with the few hundred pounds... May split overpayment with a treat..