📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Dipping my orange toes into the water..

1…2223252728…39

Comments

  • Orangetoes
    Orangetoes Posts: 361
    Fifth Anniversary 100 Posts Name Dropper
    Forumite
    Weight loss is slow but going the right way. 11 7 this morning and off to a hiit class at 9.
    Money wise I've decided to save for some new garden furniture. Had a lovely lunch with my mum in her garden and hoping to eat at home more this year. Starting looking online and wow, garden furniture is £££££!
  • Orangetoes
    Orangetoes Posts: 361
    Fifth Anniversary 100 Posts Name Dropper
    Forumite
    Mortgage overpay of £515 done. So now down to £280,481.89. 
    Not is the 270s yet but on my way! 
  • powerspowers
    powerspowers Posts: 1,415
    Fifth Anniversary 1,000 Posts Name Dropper
    Forumite
    Not far off!!
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #29 £800 / £1000
  • Orangetoes
    Orangetoes Posts: 361
    Fifth Anniversary 100 Posts Name Dropper
    Forumite
    Thanks @powerspowers yes nearly there. Last day of the Easter holidays and went for a beautiful walk in the bluebells. Definitely appreciate good walks and picnics more now and always grateful to have saved the money a restaurant/ cafe would have cost! 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Well done on the weightloss, mortgage reduction and the lovely walk. 

    You could look at FB market for outdoor furniture... 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Orangetoes
    Orangetoes Posts: 361
    Fifth Anniversary 100 Posts Name Dropper
    Forumite
    So May has arrived and we have reached the 270s!

    Current total: £278,605.01
    Starting total: £289,999
    Total reduction this year: £11,393.99

    Had a lovely weekend away near Bath. Walking, swimming and relaxing. Huge case of the Monday morning blues this morning. 
    Does anyone ever wonder if working so hard is really worth it??! 
  • South_coast
    South_coast Posts: 6,747
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    Yes 🤣!    
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Orangetoes
    Orangetoes Posts: 361
    Fifth Anniversary 100 Posts Name Dropper
    Forumite
    Ha ha, glad it isn't just me!! 
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Amazing to have cleared over £11K this year already though! That's immense!
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Orangetoes
    Orangetoes Posts: 361
    Fifth Anniversary 100 Posts Name Dropper
    Forumite
    So a rather late June updated! 
    21 more days of school to go hurrah! Can't wait for the long holidays. Work has been full on this year. 
    Had a nice cheap air BnB trip in the half term. Was very impressed and would definitely do again. Reasonable price as we didn't go to a super well known destination. 

    Current balance: 276,222,65
    Starting balance:289,999
    Total reduction: £13,776.35

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.4K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.