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Dipping my orange toes into the water..
Comments
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So this month my overpayment was less. I paid off £610.88. The start of term means lots of payments for extra curricular clubs and drama exams etc. I could pay off a bit more but I don't want to run out of money. Feels a bit like I've failed as other months I've paid off £1000 but it is still progress.
So the figures...
Mortgage total - £317,500 (nice round number!!)
Total reduction this year - £12,500
Total needed to hit goal - £17,500
Daily interest - £15.25
So still not in the £14 a day interest but I am determined to get there.
Need to psych myself up and not get distracted by my birthday this month!
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Best WhatsApp from my husband ever. He has paid off £7500 from the mortgage!
He deals.eitb his savings but has been motivated by the fact that we are so close to breaking the 300k barrier whoop whoop!
Mortgage total - 310,000 (taught him well about round numbers!)
Total reduction this year - 20,000
Total needed to hit goal - 10,000
Does a happy dance..!7 -
That’s amazing!! A little celebration is due tonight I think!3
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Woohoo! You’ll be starting with a 2 in no time 😁MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,850/£5,0003 -
Thanks @caeler and @powerspowers I cannot wait for the beast to begin with a 2!!!3
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Orangetoes said:Best WhatsApp from my husband ever. He has paid off £7500 from the mortgage!
He deals.eitb his savings but has been motivated by the fact that we are so close to breaking the 300k barrier whoop whoop!
Mortgage total - 310,000 (taught him well about round numbers!)
Total reduction this year - 20,000
Total needed to hit goal - 10,000
Does a happy dance..!
You're obviously teaching him well!
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8563 -
Chiglepig said:Orangetoes said:Best WhatsApp from my husband ever. He has paid off £7500 from the mortgage!
He deals.eitb his savings but has been motivated by the fact that we are so close to breaking the 300k barrier whoop whoop!
Mortgage total - 310,000 (taught him well about round numbers!)
Total reduction this year - 20,000
Total needed to hit goal - 10,000
Does a happy dance..!
You're obviously teaching him well!2 -
Orangetoes said:Chiglepig said:Orangetoes said:Best WhatsApp from my husband ever. He has paid off £7500 from the mortgage!
He deals.eitb his savings but has been motivated by the fact that we are so close to breaking the 300k barrier whoop whoop!
Mortgage total - 310,000 (taught him well about round numbers!)
Total reduction this year - 20,000
Total needed to hit goal - 10,000
Does a happy dance..!
You're obviously teaching him well!
Tell me about it!
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8563 -
How is everyone else finding eating out? Went out with another family for lunch on the weekend and the bill was £105 I couldn't believe it! I am so used to eating at home and it just seemed like such a waste of money!3
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@Orangetoes, We've only done it once so far, but I had a sharp intake of breathe at £14.50 for a halloumi and field mushroom burger and fries (very small portion) and £7.95 for a small glass of house white. Just not used to it, and prices have to cover their lower number of covers I guess. I dread to think what theatre bar prices will be, we used to go a lot and even BC, it wasn't unusual for a round for two of us to be over £20 - I don't think I can go back to being that extravagent!
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8564
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