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The Best Is Yet To Come
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The hallway is clear ready for tomorrow, washing on the line and will be bought in later once the sun has gone in and I have had a very lazy day mooching around the downstairs. I mopped the kitchen floor before it got too hot and emptied the dishwasher, but the living room still needs hoovering but not today.
My brother popped round to give instructions on feeding their cat this weekend and to congratulate DS.
I shall pop the dinner on shortly, but it really is just popping things in the oven and then the kids will make their own wraps from their. Nice and simple.
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)0 -
Internet man has been already and in theory we now have super duper fast broadband. The washing machine has already been on as I came down to find the cat had thrown up all over my chair and blanket overnight. They are on the line already.
DD1 has just left for work and DS will be off around midday. DD2 has a friend coming over after lunch and they will walk into town and go to a craft thing at the library as well as having a catch up along the way. I do need to get her up and doing some actual work as well before she goes though. I booked her hair cut for next Friday, so I think that is all of the appointments sorted.
Got distracted as friend needed DS to come and help lift heavy items for her. Back home now and cooling off a little. I just cant deal with this heat, so it will be another day of staying inside and cool and trying to sort bits from the living room as it is the coolest room of the house.
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)1 -
Another week starting and only 2 left of the holidays. This week I will be popping into work for a morning to catch up on all of the invoices and deliveries that have come in over the past month. I feel it may take longer than a morning but I will hopefully make a good dent in things. DD2 has her craft sessions at the library and her haircut at the end of the week. I am also getting to visit my friend in her new home tomorrow which will be lovely.
Still no movement or update about our house. Guess it will be relaunched in mid Sept, whatever that involves. There are several empty houses that would work, I just need this one gone. I can dream we are in a new home by Christmas lol.
DD1 will turn 21 in Sept and has requested that we go on a girl spa day. I have gone through cash back sites and voucher sites looking for local spas. I have found the best deal that I could and booked us in for a day spa not too far from here. A facial and lunch and drink is included in the price so we shouldn't need to pay for anything on the day. It is very much out of my comfort zone but should be a giggle if nothing else. We will go in the October half term which should be lovely. I also bought her a part of her Christmas present the other day so she is doing quite well. Just the DD2 & DS's birthdays to sort, but neither really know what they would like. Then I will make a proper start on Christmas!
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)2 -
Just catching up slm, I'm struggling badly in the heat too. It makes me lethargic on top of exhaustion I already had 😨. Very well done to your DS on his results! We were away when DD and her BF got theirs and they both did well. DD got slightly under her predicted on two but did well on the other two. And her bf was doing a different type of qualification and got distinctions. Uni next...! Don't they grow up fast 🤗
Perhaps now might be a time to shop around other estate agents? We purposely chose one that had a branch in the local city even though we lived in a town 15 miles out we asked if they would advertise there and they agreed so we signed on to them. But what did it the most was underpricing it for a quick sale ...we knocked 5k off the lowest price we were told it was worth and it was worth it to me to just be able to move- I also think that we listed as their star property for two weeks which is what brought the interest in on RM. 🫤 I know your situation is different though which makes it more difficult. I really hope things turn around for you soon 💕.
Enjoy your last two weeks off and I hope it cools down there like it has here it makes everything a little more bearable.
Emergency Fund - £1000
Baby cash emergency fund £210/250
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 24/241 -
Thank you DFW, yes they are getting older far too quickly. Well done to your DD and her BF, and I hope their uni goes well. I am loving this cooler weather and it really looks like we might finally get some rain but it has done this a few times already with no rain.
With the house, we really are at the lowest that we can go. I may have to just accept the fact we are staying here forever, but I will give it a little longer as yet. We only moved agents a little while ago to one that seemed so much better. They had a viewing within days but they were first time buyers who had not allowed for solicitor fees in their budget (don't think they even realised they would need to pay). They had however said to the agent that they wanted to make an offer up until they found this out! Since then nothing. We have now had 3 almost offers but not actually managed to get 1 actual offer that we need. Each of the nearly offers were very close and something minor with their side stopped it each time. Our buyers are out there somewhere, or at least I need to believe this lol.
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)1 -
Good morning, we have finally had a few good downpours of rain and yesterday was noticeably cooler than the last few months, it was lovely. Now I am not wishing really cold and really wet too soon, but manageable sunshine and warmth is ok please lol.
I went into work yesterday to catch up with paperwork. Knowing I was doing this has calmed me throughout the holidays and I haven't checked my work email account half as much as I normally would. DD1 came to help unpack all of the parcels that I ordered before the holidays. It really was like Christmas and I would have run out of time without her there. I have also been in with my DS this morning to move the parcels to the correct places, but only for an hour. No more trips in to work until we are back though, even though there is loads more that I should really have done. I was surprisingly tired last night even only after 1 day of work.
Today will be spent relaxing as the house is almost empty (DS back in bad) and I already know what is for dinner, so that will be easy. The house needs a good tidy up and clean but I will dip in and out of this as the day goes on.
I just logged on to see my benefit payment now that DS is no longer included. My estimates were not far off. I will be looking at the budget today as just that payment is £325 down and I havent heard about the XH payments or child maintenance as yet
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)2 -
Gosh, thats quite a drop in income, hope you can juggle things in the budget to accommodate that once you have all the figures.
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Yes. A big drop indeed.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
I think it will be nearer £450 by the time child maint and XH's payments are stopped as well. Hopefully we will be fine as when I was with XH we survived on lot less in comparison. I am also hoping my hours are increased slightly, but as I know how tight the budget is at work this may have to wait until next year. Either way the children will have to learn again that they are not going to get everything that they ask for, all of the time. While we have had the extra money we have become much more relaxed and had more treats than maybe we should have done.
DD2 had another nice day at the library craft session. She is booked onto another 2 but then they will stop. The library ladies have said that she can volunteer next year as she will not qualify for her free placement as the free school meal system has changed around here. I have however finally got around to doing the application for that as we now need to do this each school year.
Tonights dinner is cheesy pasta bake - yum
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)2 -
Hopefully with the kids working, they can afford to buy their own treats and it will take the pressure off, whilst also helping them realise the importance of what they spend their money on. Good luck x
Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!1
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