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Mumof3.12kindebt .. dfw again ! - 15 dec 2020

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  • Blackcats
    Blackcats Posts: 3,943 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Mumof3 - thank you for sharing your story - you are amazing!  
    Your friends on this forum will be cheering you along on your journey to debt freedom and with you whenever you need us.  
  • Thankyou @Blackcats

    I can't sleep 😕  which is annoying. 

    But I've been thinking about things and I'm going to do a 30 day declutter. I won't do it all in 30 days consecutively but days I feel well enough and with the families help we will pick a room and declutter it. 

    Tomorrow (Thursday) we will make a good start downstairs. 

    Starting with the garden 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning all, 
    Off to take my car to the garage now. Hopefully doesn't cost too much. 

    Have a good day everyone   xx
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Organised a lift to work if my car isn't done in time.. 
    Friend is coming over for a coffee before work. I've got the kids sorting their laundry out 

    Off to get some jobs done xx
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    edited 7 August 2021 at 9:55AM
    Car will be in the garage until next week. Luckily I've sorted lifts. More wrong with the car than I thought will cost about £450 altogether. Have 2 extra shifts this month that are overtime so that will help to put some of the money back in savings :smile:

    Off to bed now xx
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning all hope you are all well. 

    Won't be able to do the skip runs till I have my car back so that will be sometime next week. 

    Going to get stuff listed for sale before work today. 

    Hopefully I can sell some stuff and with my overtime cover the cost of the car so it doesn't come out of the budget money. 🙃 

    Have a nice weekend all. 


    Hugs love positivity and prayers to you all ❤ 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning all, 
    Been getting lifts to work. Be glad to have my car back, didn't realise till now how much I rely on it. 


    In other news done a food shop to be delivered tomorrow cost £70 

    I'm working so much this week I really don't have the time to prep too many meals between now and the weekend. 

    By Monday I would of spent about £50 getting to work. They have all rallied round to give me lifts and some of them are coming right away from their normal route. It's still far less than taxis would of cost and buses aren't on my routine and I can't walk far to be able to get the closest bus and walk a few miles 🙃 

    It's fine it will all work out in the end. X
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Got the family working together too keep on top of the housework x
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    edited 9 August 2021 at 12:10PM
    Morning all just logging to stay accountable. 

    Keeping to no spend. 
    Really need to find the energy to get stuff listed for sale. 
    Was hoping to do alot more than we have with the kids this holiday but  working more than I thought and the last few days we haven't had a car. Hopefully the coming weeks will be better. And if not I'm sure we can do stuff on my weekends off instead. 

    We have 509 days till my goal debt free date 👏

    I'm really going to give it my all to get us debt free by then. 

    I really need to find a day to go through everything and see where I can cut back even further. Cancel some direct debits etc. 

    Hopefully September won't bring up any unexpected spends. 

    Once the debt is paid i can start really working towards getting things done round the house. I will need to get dds room done before we pay the debt off as she is still in with us at the moment as I've been putting it off. But I will try and get that done before Christmas. 

    I'm feeling a little stressed about everything at the moment. But that my own anxiety of feeling out of control at the moment about the car bill. 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumtoomany
    mumtoomany Posts: 1,550 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning, I'm glad to read that you are getting lifts for work, lovely to know you have so many real life friends helping out. I hope the car repairs don't work out too expensive. Well done with not spending, keep at it, the debt will be gone in no time. Take care, mumtoomany.
    Frugal Living Challenge 2025.


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