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Mumof3.12kindebt .. dfw again ! - 15 dec 2020

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  • Morning all hope you are all well. 

    Made an overpayment to loan 2 this morning (it's the highest interest so aiming to get rid of this one first) 

    Nothing else to really report. 

    Hope everyone is well. 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    edited 29 August 2021 at 1:31PM
    Morning  my beautiful diary friends. 

    The recycling centre is open 10 till 4 today so the goal is too take the pile of stuff In the garden to there. 

    So my list for today 

    Recycling centre ✅
    Cardboard to tesco recycling ✅
    Empty car ✅
    Wash patio ✅
    Sweep patio ✅
    Fill washer fluid ✅

    Daily jobs ✅
    Read my book 
    Shower 
    Pick up item I brought off fb 
    Film with the kids ✅
    Weed the front garden 


    Will get the kids involved as much as i can 

    Will update later today on how we get on 

    Oh and we need to get sugar milk and bread 


    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Got most of the stuff done yesterday. 

    Cracking on with some more jobs today. 

    With only 2 days left in August I'm going to set my September goals shortly.
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy Sunday. I always set my monthly goals…I usually spectacularly fail them, but one day I’ll get my act together 😬
    well done on getting your stuff done yesterday ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    edited 3 September 2021 at 9:28AM
    September goals 

    Work 
    Training pack completed and handed back in 
    Paperwork upto date

    Money 
    Make £30 a day extra - goal £900 - so far £0
    20 no spend days 
    Pay £1000 off debt - £984 so far 
    Keep a note of all spends 

    Personal 
    Finish my book 
    Get pain back under control 
    Sleep well 

    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning my beautiful diary friends, I hope you are all well. 


    Yesterday DD started school ! She really enjoyed it and all the kids that she was in preschool with are in her class. 

    The day went as smooth as It could of regarding getting them out the door so that's a positive.  

    Last night I paid off the loan i took out this year, the one with the highest interest. So that's that gone ! 👏👏  I shuffled some money about and used some savings to clear it. 

    I'm glad the loan is gone but It does mean that I need to replenish the savings over the coming months and put some money aside for Christmas etc. 

    My biggest goal this month is too sell as much as I possibly can so that Is my goal for today. I'm going to try and list at least 20 items on eBay.  

    Better get cracking 


    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumtoomany
    mumtoomany Posts: 1,547 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done! Happy "loan gone" day. You are doing really well, especially as the children have been home for the holidays. Only September so enough time to save up again for Christmas, take care, mumtoomany.
    Frugal Living Challenge 2025.


  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Well done on paying the loan. I'm going to be having an ebaying day on Sunday to free up a little bit of space in the spare room. 
  • Thank you both ! ❤  

    I've spent the whole of the school day listing and sorting out my eBay account. It's taken me most of the day too add my bank details 🙄 


    Anyway, one item sold. Was 2 but one was a scammer 😢 I've let eBay know anyway so , not much more I can do 🤦‍♀️


    Not going to lie, I'm looking forward to coronation street tonight. I've only recently started watching it again after a few years break. 

    Will continue to list over the weekend. 

    Hoping to hit my £900 goal this month with overtime, eBay/ fb sales , surveys etc 


    Have a lovely evening all 

    Love hugs positivity and prayers for you all 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning all, 

    Got some stuff listed on eb@y. Few items have bids and some items have already sold on buy it now. 
    Need to get loads more listed, I have a huge pile to get through. 

    My loan that I paid off has now been removed from my Internet banking 😁 so that makes me really happy. 

    I've taken some annual leave this week and next week so only in work a few times so lots of time to make some extra pennies. 🙃 

    Have a lovely Sunday everyone. 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
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