Mumof3.12kindebt .. dfw again ! - 15 dec 2020

mumof3.12kindebt

Thanks for the tip @dawnybabes

Yes drinking enough water will definitely be the killer. ! 


Nothing much to report to be honest. Lots of appointments coming up in August. 

Spoke to my manager yesterday about reducing my hours it's only 7 hours a fortnight but it will mean a small reduction in pay but I need to do it. It will be better for my health and my family. 

Blackcats

Hello mumof3 - I really like your mantra of "use my time well".  I'm on leave from work for a few days and I'd like to use that for myself - permission to pinch with pride please. ☺️

mumof3.12kindebt

Permission of course granted @Blackcats .. ooh I feel like a fairy god mother " does wand swishy movements" 

Blackcats

thank you mumof3.  Now I feel like one of the little fairies in a Disney film - magic dust applied and off I fly to use my time well.  Another favour though - please may I be the fairy in the pale yellow dress or if the pale yellow dress is already being used I don't mind lilac 🧚🏻

mumof3.12kindebt

Of course, that's no problem @Blackcats

mumof3.12kindebt

Morning all, 

Day two of August so a quick update 

goals for August  

Financial 
1♡ 20 no spend days  
2♡ stick to budget 
3♡ Minamise our food waste 
4♡ £500 overpayment to debt 
5♡ make £15 a day in June 

Personal 

6☆ remove 155 items from the house 
7☆ get stuff crossed off my to do list 
8☆ limit mobile phone usage 
9☆ study stuff 
10☆ Read for one hour a day 
11☆ Drink 2 litres of water a day 

Other

13◇ use as much stuff out the pantry, fridge and cupboard as we can 

14◇ get more organised around the house so I'm not buying duplicates and I know what
Rewe have and where it is. 


Update on goals for the 1st (will list goals that i achieved below) 

No spend day 
Stuck to budget 
Minimal food waste 
Made £20 extra selling stuff 
Removed 5 items from the house 
Limited mobile phone use 
Used stuff we already have for meals 

Day 2 
Spent £35 on petrol
Spent £10 money in neices birthday card 
Spent £1.20 on milk 

Stuck to budget 
No food waste 
Made £40 after tax doing overtime at work 
Removed 6 items from the house 
Limited mobile usage 
Drank 2 litres of water 
Started organising kitchen 

I think that's about it 

mumof3.12kindebt

Morning all, 

Our eggs are a few days out of date. Tested them and they are okay to use. So I'm making some cupcakes and pancakes this morning. I'll make some pancakes with oats too for breakfasts.  

Will update later. 

mumof3.12kindebt

24 cupcakes and big batch of pancakes made. 

Pancakes will go in the freezer for breakfasts. 

Also made some scrambled egg with the last 2 eggs. I'll freeze that too for breakfast or lunch one day for ds2 . 

I'll be doing a food shop today. 

mumof3.12kindebt

Random 'fact'

515 days until my debt free date goal. 😀  I've set our goal for the end of next year. 

Might not even be possible but I'll give it our best shot. 


£14,304.32p to go ! 


If I made £15 a day extra everyday for the rest of this year I would make enough money to clear half of the debt !! 

If that's not motivating.. I don't know what is ... 

So from today I will put every effort into making at least £15 a day 


'Walks off to start listing things for sale' 

mumof3.12kindebt

Spends today 
£85 in a!di 
£45 @ te5co